Sygma Bank Credit Cards

kilasuit

izools wrote: »

That's what I was told by the first advisor I spoke to last week but the second confirmed it's the other way around - three months for first - four for subsequent increases.

yes can confirm that there is actually a training error as have just had my limit increased after speaking to a 3rd advisor.

Lodged complaint about misguided and wrong advice so hopefully there shalnt be anymore problems like this again.

Sutton fancy trying to up our limits in 4 months time and then every 4 months from now?

sutton111

kilasuit wrote: »

yes can confirm that there is actually a training error as have just had my limit increased after speaking to a 3rd advisor.

Lodged complaint about misguided and wrong advice so hopefully there shalnt be anymore problems like this again.

Sutton fancy trying to up our limits in 4 months time and then every 4 months from now?

Yup, no problem, have you got yours increased then?

I want a second card but i got declined back in May. I may try for The Accessary card next because the APR is higher so I may have more luck in getting that one.

kilasuit

sutton111 wrote: »

Yup, no problem, have you got yours increased then?

I want a second card but i got declined back in May. I may try for The Accessory card next because the APR is higher so I may have more luck in getting that one.

I tryed Flybe and myWorld and got declined both so waiting till september to apply for another card from them. (ties in with sons's 1st bday too)

izools

I don't think I'll get a limit uplift in four months time as I'm moving in September so chances are won't be on the ER until January what with Christmas update delays...

But I'll apply for my Third sygma card (probs Flybe) just as I'm about to move out

Good luck with your next app, kilasuit

kilasuit

in fact sutton i may just apply when you apply for the next sygma card

sutton111

kilasuit wrote: »

in fact sutton i may just apply when you apply for the next sygma card

lol

Probably best because you applied for the silvercard the day before I did and we were both successful! Also we've both applied for HSBC accounts, and we're both successful there tool!

You should try Lloyds TSB see what you get there

stephane_2

izools wrote: »

Congratulations!

Remember though that you can't transfer your Silver or Flybe balances as they are all from the same company - unless you "buny hop" the via another card that isn't part of creation / sygma - however doing this will incur two lots of balance transfer fees

Do let us know what sort of limit you get. Do you mind my asking how old you are / what your income is?

Just planning to pay off the Flybe card with a straight forward payment not a balance transfer & it is only for £700 so not worth paying fee. I may give them a call tomorrow and ask if balance transfer requested will go through & ask for limit at same time, they should be able to tell me. As for your other question, am 40:o and my annual income vary but on average it is just under the £40,000 mark....

kilasuit

sutton111 wrote: »

lol

Probably best because you applied for the silvercard the day before I did and we were both successful! Also we've both applied for HSBC accounts, and we're both successful there tool!

You should try Lloyds TSB see what you get there

lloyds are my black horse as it were

£2000 O/D (£1500 min charges) not reporting to CRAs and i've taken them to FOS about the excessive O/D charges on my account after dealing with their incompetent complaints handlers.


HSBC did you go in branch to apply?

sutton111

kilasuit wrote: »

lloyds are my black horse as it were

£2000 O/D (£1500 min charges) not reporting to CRAs and i've taken them to FOS about the excessive O/D charges on my account after dealing with their incompetent complaints handlers.


HSBC did you go in branch to apply?

Lloyds are crap then! What type of account? Classic, Silver, Gold etc

I applied in the Shrewsbury High Street branch (well i applied over the phone, but completed it in Town)

How about yourself?

kilasuit

sutton111 wrote: »

Lloyds are crap then! What type of account? Classic, Silver, Gold etc

I applied in the Shrewsbury High Street branch (well i applied over the phone, but completed it in Town)

How about yourself?

I've had that account since i was 13 when i lived in scotland. Allowed a £50 o/d when i got my visa debit card at 16 YES 16! was a u19 account but upgraded to classic for my 18th april 08 £200 O/D accepted there and then and then June 23rd 08 increased O/D to £400 and lost job i had at the time in Comet 4 days before that but still they allowed it and then moved everything to halifax on the 1st july 08

Not had a single penny paid into that account over than from my mum etc.

As regards to "Added Value" Accounts F**K em IMHO