Sygma Bank Credit Cards

never-in-doubt

stephane wrote: »

I have applied just now for the Creation card and was instantly accepted, requested to transfer 2 of my cards to them for the 0% offer so will actually see if they do it. Said that should get the card within 7 to 10 days. Once I get this one will close the silver.:T

Congrats matey :T :T

Nice one - but you're not even remotely sub-prime anyway are you? lol..... Mr 1st Direct etc (grrr - I used to like you) :rotfl:

When you know your limit could you let us know? With Flybe, the highest so far was £5k with Innocent & Myself (that we know of, for instant approval)....

BugsyBrowne

stephane wrote: »

I have applied just now for the Creation card and was instantly accepted, requested to transfer 2 of my cards to them for the 0% offer so will actually see if they do it. Said that should get the card within 7 to 10 days. Once I get this one will close the silver.:T

Well done stephane let us know what limit you get..

stephane_2

never-in-doubt wrote: »

Congrats matey :T :T

Nice one - but you're not even remotely sub-prime anyway are you? lol..... Mr 1st Direct etc (grrr - I used to like you) :rotfl:

When you know your limit could you let us know? With Flybe, the highest so far was £5k with Innocent & Myself (that we know of, for instant approval)....

Thanks NID for this thread as otherwise I don't think I would have known that creation was doing a card with 0% for 15 months. I did not think I'd get accepted as I got the Flybe back in September last year and the Silver card only about 3 months ago. I have requested to transfer 2 small balance totalling about £1500 so am expecting at least that limit but will see. Likely that once I get it, will pay off flybe as planned and close both Flybe & Silver. Now I'll be curious to know if they are going to be as lenient with this card in terms of application as they've been with
other cards....when I know limit & apr will all let you know

never-in-doubt

stephane wrote: »

Thanks NID for this thread as otherwise I don't think I would have known that creation was doing a card with 0% for 15 months.

Morning matey - Don't be blaming me if you run up huge debts LOL :eek: :eek:

stephane_2

never-in-doubt wrote: »

Morning matey - Don't be blaming me if you run up huge debts LOL :eek: :eek:

I am not prepare to be as stupid as I was with my finance as a few years ago, it was a long & painful road to recovery

BugsyBrowne

Just checked me equifax report everything seems good on there,just waiting for what credit limit stephane get on creation card b4 i think of applying..

izools

stephane wrote: »

Thanks NID for this thread as otherwise I don't think I would have known that creation was doing a card with 0% for 15 months. I did not think I'd get accepted as I got the Flybe back in September last year and the Silver card only about 3 months ago. I have requested to transfer 2 small balance totalling about £1500 so am expecting at least that limit but will see. Likely that once I get it, will pay off flybe as planned and close both Flybe & Silver. Now I'll be curious to know if they are going to be as lenient with this card in terms of application as they've been with
other cards....when I know limit & apr will all let you know

Congratulations!

Remember though that you can't transfer your Silver or Flybe balances as they are all from the same company - unless you "buny hop" the via another card that isn't part of creation / sygma - however doing this will incur two lots of balance transfer fees

Do let us know what sort of limit you get. Do you mind my asking how old you are / what your income is?

savagej

I am getting interested in this creation card now as the worst that could happen is a decline and I hardly have any equifax serches. Also have the silvercard and got the 30% increase to 1.3K. Should I hit that apply button?

ElkyElky

savagej wrote: »

I am getting interested in this creation card now as the worst that could happen is a decline and I hardly have any equifax serches. Also have the silvercard and got the 30% increase to 1.3K. Should I hit that apply button?

It won't be the end of the world if you were declined. You'll never know unless you try.

mnomis

Damn and blast

I last got knocked back 5th April, so 5th October by the looks of things before I can re-apply.

Does anyone know if there is any way around this?

Sure that when I last applied and was turned down, they told me I could re-apply in 3 months.