Sygma Bank Credit Cards

Wednesday

This might be another silly question (sorry!) but do they charge interest on the fee charged for the BT?

I've just transferred the full 90% (did it on Friday, and it showed online yesterday) and the 3% fee is showing too.

I know it's early days so far, but I'm impressed with them to date - if slightly regretful that I didn't just go for the Creation card with the longer 0% deal. My plan at the moment is to hold out the 6 months, then try for the Creation and transfer something else to that in the New Year if I get it.

Also:
I don't have any of the sub-prime cards. My CR isn't too bad apart from all that overcommitment No defaults or late payments.

I'm loving Creation right now because they're the only company who have helped me reduce the cost of my debt. I ended up with 5 different cards as a result of attempting 0% BTs with high street lenders who wouldn't give me a high enough limit to actually get rid of any of the existing cards, so I just accumulated more and more of the blighters :rotfl:

rward69

i have 3 sygma cards... silver, flybe and creation....does anyone have 4?

battyboimatt

I do infact I have 5 lol, I have JJB, Flybe, Silver, MyWorld and Days

BugsyBrowne

battyboimatt wrote: »

I do infact I have 5 lol, I have JJB, Flybe, Silver, MyWorld and Days

Cant understand why people are trying to see how many sygma cards they can get,it don't make sense because you cant balance transfer each card onto another sygma card..

Surely it would make more sense getting another card from a different company at least then you can transfer your balance..

I personally think sygma giving these cards away willy nilly,and credit card increases every 4 months think this time next year think we might have to set up a new thread called''sygma have giving me loads of cards and i have maxed them all out what now''

selecta_c

star-fire wrote: »

Cant understand why people are trying to see how many sygma cards they can get,it don't make sense because you cant balance transfer each card onto another sygma card..

Surely it would make more sense getting another card from a different company at least then you can transfer your balance..

I personally think sygma giving these cards away willy nilly,and credit card increases every 4 months think this time next year think we might have to set up a new thread called''sygma have giving me loads of cards and i have maxed them all out what now''

Think you could be spot on with that prediction.

Davewils

Nah it'll be 'Sygma have gone into administration and want all their money back'.

callum9999

Does anyone knows what happens when you overpay on a sygma card (flybe inparticular)? Will they let it go into credit? I'm just trying to work out some payment details but I'm not sure if my credit limit will be high enough for them.

(And I assume I would still get the normal point per 250 pounds if I went into credit - just not on the positive part?)

Thanks

rward69

calm down dear

star-fire wrote: »

Cant understand why people are trying to see how many sygma cards they can get,it don't make sense because you cant balance transfer each card onto another sygma card..

Surely it would make more sense getting another card from a different company at least then you can transfer your balance..

I personally think sygma giving these cards away willy nilly,and credit card increases every 4 months think this time next year think we might have to set up a new thread called''sygma have giving me loads of cards and i have maxed them all out what now''

Bosie

star-fire wrote: »

Cant understand why people are trying to see how many sygma cards they can get,it don't make sense because you cant balance transfer each card onto another sygma card..

Surely it would make more sense getting another card from a different company at least then you can transfer your balance..

I personally think sygma giving these cards away willy nilly,and credit card increases every 4 months think this time next year think we might have to set up a new thread called''sygma have giving me loads of cards and i have maxed them all out what now''

It can be addictive just applying:eek:

izools

I've stopped myself at two I for one don't want to see Sygma go the way of Monument... but to be honest I think it's too late.

Give it a year or two and just watch the defaults start rolling in! Seriously though, where are they getting all this money to lend with from?