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Sygma Bank Credit Cards

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Comments

  • costaerer
    costaerer Posts: 648 Forumite
    14 days later im still waiting :-/
  • b33
    b33 Posts: 87 Forumite
    Okay I just applied online for Crap one classic visa, I have been accepted and had to click the sign agreement button,, and then the site went dead, I called Crap one and they said that a paper agreement has been sent out in the post and that I have been given a £200 limit woo hoo!
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    another tip with cap1 start with the classic, close it down then open a progress they do it with the same limit after only 3 weeks.(after 12 months)
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    costaerer wrote: »
    14 days later im still waiting :-/

    It is your own fault...if you had called them you would know what is happening with your application, might be lost in the system...that happens all the time.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    star-fire wrote: »
    Still think 75% of people who have been accepted for sygma,would struggle with one of the mainstream lenders..

    For some unknown reason they seem to be lending to anyone who holds,either a capital one,vanquis,agua,barclaycard initial..

    When creditors perform a credit check on you, they cannot see the name of the lender.

    They just see the account type, i.e. "Credit Card", "Bank Account", "Airtime Agreement", whereas we see "Sygma Bank UK", "Lloyds TSB", "Hutchinson 3G UK LTD".

    So they have no way of designing a system with such a preference I'm afraid :(
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  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    izools wrote: »
    When creditors perform a credit check on you, they cannot see the name of the lender.

    They just see the account type, i.e. "Credit Card", "Bank Account", "Airtime Agreement", whereas we see "Sygma Bank UK", "Lloyds TSB", "Hutchinson 3G UK LTD".

    So they have no way of designing a system with such a preference I'm afraid :(

    Oh yeah understand what you are saying,seems sygma credit scoring ain't so strict as other companies,as you know as well as i do alot of people who have been accepted for sygma cards,ain't got a chance in hell in getting accepted for the big credit card companies out there..
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    one funny thing sygma did say today, they have a very high level of applications
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    star-fire wrote: »
    Oh yeah understand what you are saying,seems sygma credit scoring ain't so strict as other companies,as you know as well as i do alot of people who have been accepted for sygma cards,ain't got a chance in hell in getting accepted for the big credit card companies out there..

    Mmm yes you're absolutely right. I even got declined for a Capital One Classic :P

    Lol well hey it's no wonder they're getting a high level of applications.

    I'm wondering where they are getting all this money to lend with. I think they've kind of spaced out for the last couple of years and failed to notice the financial crisis...

    So how long until they go the way of Monument Card, eh?
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    edited 29 July 2010 at 8:09PM
    izools wrote: »
    Mmm yes you're absolutely right. I even got declined for a Capital One Classic :P

    Lol well hey it's no wonder they're getting a high level of applications.

    I'm wondering where they are getting all this money to lend with. I think they've kind of spaced out for the last couple of years and failed to notice the financial crisis...

    So how long until they go the way of Monument Card, eh?

    Think your right there izools...
    You get turned down for capital one credit building card,then you apply for sygma get 2 cards 0% 6 months..

    Someone on this thread cant get a vanquis,but got accepted 15 months 0% with the creation card,how weird is that..
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    vanquis wont accept me, I have no nastys even
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