Sygma Bank Credit Cards

BugsyBrowne

Payed sygma £260 on the 19th july,they still have not received the payment,they said it could be lost in their system do anyone know what the time scale of this can be..

PNPSUKNET

star-fire wrote: »

Payed sygma £260 on the 19th july,they still have not received the payment,they said it could be lost in their system do anyone know what the time scale of this can be..

16th June I take it, I would raise a query as max should take is 5 working days

BugsyBrowne

PNPSUKNET wrote: »

16th June I take it, I would raise a query as max should take is 5 working days

Sorry 19th june,phoned them up and they said its most likely its gone to someone else's account by mistake,i said it aint good enough really peed off about it TBH..they cant give me a time scale on where or when they will find it..

Bosie

Well, just applied online for the Silver Card and got accepted:beer: The rate is 24% and a £1000 limit, more than enough to transfer my Vanquis balance over though.

I said I'd let you know izools,with Sygma, will that stay at that rate of 24% apr?

Bo x

BugsyBrowne

Bosie wrote: »

Well, just applied online for the Silver Card and got accepted:beer: The rate is 24% and a £1000 limit, more than enough to transfer my Vanquis balance over though.

I said I'd let you know izools,with Sygma, will that stay at that rate of 24% apr?

Bo x

They will not lower the rate unfortunately.
But well done on getting the card..

Bosie

star-fire wrote: »

They will not lower the rate unfortunately.
But well done on getting the card..

Oh dear:eek: better than Vanquis it's about 47%:o

izools

Bosie wrote: »

Well, just applied online for the Silver Card and got accepted:beer: The rate is 24% and a £1000 limit, more than enough to transfer my Vanquis balance over though.

I said I'd let you know izools,with Sygma, will that stay at that rate of 24% apr?

Bo x

Congratulations!

I was approved for the Silver card £1,000 limit and 24.9% APR, but then just last month (may) I was approved for the Sygma MyWorld card this time with 19.9% APR so that's something you can consider in the future

Bosie

izools wrote: »

Congratulations!

I was approved for the Silver card £1,000 limit and 24.9% APR, but then just last month (may) I was approved for the Sygma MyWorld card this time with 19.9% APR so that's something you can consider in the future

Izools, do you think if I run this card well, it may give me a better apr next time I apply for another card from Sygma?

BugsyBrowne

Bosie wrote: »

Izools, do you think if I run this card well, it may give me a better apr next time I apply for another card from Sygma?

No its all about being credit scored with every application.

izools

star-fire wrote: »

No its all about being credit scored with every application.

Agreed, Sygma don't seem to be the kind to do behaviour or existing customer based scoring.

If your file with Equifax improves, fewer searches, continuing to pay up to date, etc etc then the next card you get from them should have a lower APR