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Sygma Bank Credit Cards
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Mother was just approved for the Creation card @ 19.9% APR and £2,000 limit with three previous searches and a Barclaycard account in an AP
She already has Silver and DAYS.
EDIT: Given she was approved for the DAYS card at 19.9%, too, not the 16.9% or 24.9% rate it would appear that this card is scored on par with other sygma cards but simply with slightly stricter minimum criteria.
So if you're 25+ years old on £20K+ and managed to get a Silver / Flybe / MyWorld / etc card at 19.9% or less, you're pretty much assured the Creation card assuming your credit hasn't got any worse since taking out your last Sygma card.
I can't apply yet
Too young. Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Mother was just approved for the Creation card @ 19.9% APR and £2,000 limit with three previous searches and a Barclaycard account in an AP She already has Silver and DAYS.
EDIT: Given she was approved for the DAYS card at 19.9%, too, not the 16.9% or 24.9% rate it would appear that this card is scored on par with other sygma cards but simply with slightly stricter minimum criteria.
So if you're 25+ years old on £20K+ and managed to get a Silver / Flybe / MyWorld / etc card at 19.9% or less, you're pretty much assured the Creation card assuming your credit hasn't got any worse since taking out your last Sygma card.
I can't apply yet Too young.
Wait until you sort your experian report out izools then you won't have to worry about applying for the likes of sygma..0 -
YesSo if you're 25+ years old
Yeson £20K
Yes Yesmanaged to get a Silver / Flybe
Not me, said no.you're pretty much assured the Creation card
No.assuming your credit hasn't got any worse since taking out your last Sygma card.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
RE: Star-fire - still three years to go matey! Sygma & Barclaycard until then
RE: PROLIANT - Guess my logic was flawed then. Sorry to hear they said no! Pity. What's your report like? What APRs did you get on your existing Sygma cards?Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Oh well it just goes to show how i don't read advice as much as i should do,apparently because i already have a barclaycard it means existing customer can only apply for the breath card & one pulse card,so what did i go and do apply for 2 cards i am not eligible for,stephane you were right just wasted 2 searches,he asked if i wanted to apply for the breath card or one pulse on the phone i said don't bother mate as i applied for 3 cards in one day a couple of days back..0
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Oh well it just goes to show how i don't read advice as much as i should do,apparently because i already have a barclaycard it means existing customer can only apply for the breath card & one pulse card,so what did i go and do apply for 2 cards i am not eligible for,stephane you were right just wasted 2 searches,he asked if i wanted to apply for the breath card or one pulse on the phone i said don't bother mate as i applied for 3 cards in one day a couple of days back..
Strange, I've got a Gold/Breathe/Onepulse all managed by Barclaycard, and also a Hilton "partner card" which is operated similar to yours i.e. through different phone no, online mgt etc.0 -
never-in-doubt wrote: »See how you get on, late payment markers are a killer but can be easily wiped given the right circumstances and the right CSO that looks at your complaint - if you get no joy with them let me know and i'll try help you out...
Hi N-I-D,
Just checked my Equifax and the three catalogue accounts have now been changed to "Q" - in query..... only sent the follow up letter by recorded delivery yesterday!
Fingers crossed!Capital one £200 - bal nil. Aqua £350 - bal nil
Vanquis limit [STRIKE]£250[/STRIKE] [STRIKE]£750[/STRIKE] £1250 - bal £450. Nat West overdraft limit - £300, unused. JD Willaims limit [STRIKE]£400 [/STRIKE] [STRIKE] £600 [/STRIKE] £900 - bal £90.
Very limit £400 - balance £329 (buy now pay 2011!)0 -
Silver 18.9% @ £1300RE: PROLIANT - Guess my logic was flawed then. Sorry to hear they said no! Pity. What's your report like? What APRs did you get on your existing Sygma cards?
Flybe 19.9% @ £1000
No nasty on file other than searches.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Strange, I've got a Gold/Breathe/Onepulse all managed by Barclaycard, and also a Hilton "partner card" which is operated similar to yours i.e. through different phone no, online mgt etc.
TBH don't think there is anything strange about it,i have the leeds barclaycard and i applied for the gold & platinum card,the chap on the phone said i can only apply for the one pulse & breath card..0 -
applied for silver card online on monday got the congrats message,just phoned to ask limit and Apr
silver 16.9% @ £2000 Had my Flybe card about 18mths
Flybe 24.9% @ £50000
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