We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Sub Prime Credit Thread - Part V

Options
15859616364336

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Yes you get one update overnight and some more late afternoon early evening...
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    declined by vanquis today ... will not apply for anything in the next 3 months ...

    No great loss. They're complete numpties, IMO. But some have rebuild their credit history through Vanquis so can't complain too much.

    Have you tried Aqua or Capital One?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    stephane wrote: »
    Yes you get one update overnight and some more late afternoon early evening...

    Thanks

    Ah, that clears that up. I did wonder.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    evening all

    My 1st direct card arrived today :) , Got a letter from RBS saying they will get back to me in 10 days with a answer following on with my complaint.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 9 July 2010 at 8:07PM
    evening all

    My 1st direct card arrived today :) , Got a letter from RBS saying they will get back to me in 10 days with a answer following on with my complaint.

    Post a pic :D Pretty please lol

    RBS are complete tools. I've had my fair share of run ins with the RBS group over the years.
  • DarkFallout
    DarkFallout Posts: 209 Forumite
    sutton111 wrote: »
    No great loss. They're complete numpties, IMO. But some have rebuild their credit history through Vanquis so can't complain too much.

    Have you tried Aqua or Capital One?

    Got Cap One 200 limit and Barclays Initial 250 limit.
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Just back from a stunt devil show thing. Not the same as it used to be years ago. All they did for most of the time was drive cars on two wheels at the side, anyone can bloody do that with the correct size ramp. Although they had an amazing monster truck thing which crushed a line of cars.

    So tired, traffic was crazy with everyone headed to T in the park.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Oh yes!

    I'll never apply for a card of theirs again. I'm after a Barclaycard or a HSBC credit card in 5 months time.

    I may appeal the Barclaycard decision and see what they say. Can I appeal a score decline?

    Yes you can but dint really expect it overturned thou.

    Thou still appeal it you never kno do you?
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    :jThis thread makes you addicted to your finger wanting to hit the apply button! It's definitely addictable:j
    Because of my situation I could never get what you guys/gals get!

    So have my Vanquis at £2250 limit, been with them exactly a year and then my newly arrived Sygma Silver card at £1000 (not activated it yet)

    I used to have 2 Barclaycards but they were included in my bankruptcy, so was a Cap1 all with good limits. That was over 6 years ago though, oh I had a Gold card with HSBC too all gone.......

    I still have an addictive personallity so have to be careful:eek:
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    evening all

    :):):):):):):):)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.