The Sub Prime Credit Thread - Part V

kilasuit

ElkyElky wrote: »

izools, is it just Call Credit Yes-Secure search?

Yes it is and it comes under a search by a comany called credit-safe.

HTH

izools

Foolishboy - I think Sygma are going to be the best bet until the BR drops off your credit file. They do allow multiple cards per applicant so you could try for a maximiles mastercard? Well done by the way that's an excellent limit considering your circumstances!!

Elky - yes, yes-secure solely search Call Credit. And rate more loosely than any other loan company I'm aware of.

foolishboy

izools wrote: »

Foolishboy - I think Sygma are going to be the best bet until the BR drops off your credit file. They do allow multiple cards per applicant so you could try for a maximiles mastercard? Well done by the way that's an excellent limit considering your circumstances!!

Elky - yes, yes-secure solely search Call Credit. And rate more loosely than any other loan company I'm aware of.

Thank you sir! Should I wait or apply now? Would be lovely to cut up the CapOne although another line of greens cannot hurt on the file I suppose.

Cheers,
FB

iwantoneplease

Is anyone else having problems with the creation site

http://www.your-application.co.uk/ne.../Welcome.aspx?


I'm trying to look at the credit cards but it throws up errors.

Thanks

izools

Ah your link appears to be broken, not the site

Which card are you after?

marilyna

ElkyElky wrote: »

Aqua declined me even after having main stream cards with 19% apr's. Aqua seems to decline a lot of people so I wouldn't take it personally, or even think your credit file is poop. They are definitely the more stricter of the sub-prime category.

Strange they declined you, as they accepted me with defaults.

iwantoneplease

izools wrote: »

Ah your link appears to be broken, not the site

Which card are you after?

I was trying to find the best card with the highest chance of acceptance I have 1 CCJ from 5 years ago

izools

I would suggest the MyWorld card. Oh. Wait. SSL errors. Hmm...

DizzleUK

Just been accepted for a Barclaycard Initial (finally!) with a £1200 limit. Sygma still don't want to know me, but am happy to have the Barclaycard.

I will be getting rid of Vanquis now, and I may ditch the Aqua card I received last week too.

Here's what I have currently...

Vanquis £500 (started at £250)
Capital One £100
Aqua £750
Barclaycard Initial £1200

I think that's all the pure sub-prime cards now lol. Another year and I should be able to upgrade the Barclaycard and be mainstream. :j

Russe11

DizzleUK wrote: »

Just been accepted for a Barclaycard Initial (finally!) with a £1200 limit. Sygma still don't want to know me, but am happy to have the Barclaycard.

I will be getting rid of Vanquis now, and I may ditch the Aqua card I received last week too.

Here's what I have currently...

Vanquis £500 (started at £250)
Capital One £100
Aqua £750
Barclaycard Initial £1200

I think that's all the pure sub-prime cards now lol. Another year and I should be able to upgrade the Barclaycard and be mainstream. :j

what was the time scale between getting the vanquis and barclay card please?