The Sub Prime Credit Thread - Part V

Zack1

I believe (correct me if I'm wrong) that's going to be/is industry policy, and applies to increases that you have not asked for. If you request an increase it can happen instantly (subject to them approving it of course) - that's why the credit increase request tab has not been disabled

BugsyBrowne

Zack1 wrote: »

I believe (correct me if I'm wrong) that's going to be/is industry policy, and applies to increases that you have not asked for. If you request an increase it can happen instantly (subject to them approving it of course) - that's why the credit increase request tab has not been disabled

Yeah you could be right there TBH.

izools

star-fire wrote: »

I take it you haven't spoken to Sygma for a while izools as increases only come by form of a 30 day letter now.
Hopefully someone will come on here to verify this if not I am going to look a t*t again!!

Automatic increases are provided alongside 30 days notice, however a customer manually requesting an increase of their own volition isn't covered by the governments new initiatives.

The initiatives are to "protect" the less savvy borrower who seems to think it's not their responsibility to ensure automatic limit increases are suitable for them.

BugsyBrowne

izools wrote: »

Automatic increases are provided alongside 30 days notice, however a customer manually requesting an increase of their own volition isn't covered by the governments new initiatives.

The initiatives are to "protect" the less savvy borrower who seems to think it's not their responsibility to ensure automatic limit increases are suitable for them.

Oh well I am wrong again!!

Kyresa

star-fire wrote: »

Oh well I am wrong again!!

These days we just take it as read when we see your posts that they're wrong so don't worry 'bout it :D:beer:

izools

star-fire wrote: »

Oh well I am wrong again!!

Either that or Sygma got it wrong and mislead you. Seems par for the course with them.

BugsyBrowne

izools wrote: »

Either that or Sygma got it wrong and mislead you. Seems par for the course with them.

your right again izools just phoned up got my increase to £2340 and they gave me 9 months 0%, I think I am going to stop slagging off Sygma and turn my frustration on to barclaycard!

BugsyBrowne

izools wrote: »

Either that or Sygma got it wrong and mislead you. Seems par for the course with them.

Yeah they did try and fob me off saying they are not aloud to do it manually anymore.
Until I was a bit more persistent and asked for a BT.

izools

Well done! :beer:

BugsyBrowne

izools wrote: »

Well done! :beer:

Cheers Pal