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The Sub Prime Credit Thread - Part V

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  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    edited 3 November 2010 at 4:52PM
    Here's my wallet contents for Sutton:

    db5AC.png
    SdNgq.png

    Unfortunately I lost my SD card reader so can't use my "proper" camera at the moment. Will re-post once I have another one.

    Quick run through:

    HSBC Visa Debit Card & #100 Cheque Guarantee Card
    Lloyds TSB Premier Debit Card
    Lloyds TSB Classic Debit Card x2
    Capital One Progress - #300 Limit
    Sygma MyWorld - #1,300 Limit 19.9% APR - CLOSED & SETTLED
    Sygma Silver - #1,690 Limit 24.9% APR - CLOSED & SETTLED
    Barclaycard Classic - #850 Limit, 19.9% APR - CLOSED & SETTLED

    The rest are self explanatory :p (and quite boring)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    edited 3 November 2010 at 8:13PM
    izools wrote: »
    Here's my wallet contents for Sutton:

    Unfortunately I lost my SD card reader so can't use my "proper" camera at the moment. Will re-post once I have another one.

    Quick run through:

    HSBC Visa Debit Card & #100 Cheque Guarantee Card
    Lloyds TSB Premier Debit Card
    Lloyds TSB Classic Debit Card x2
    Capital One Progress - #300 Limit
    Sygma MyWorld - #1,300 Limit 19.9% APR - CLOSED & SETTLED
    Sygma Silver - #1,690 Limit 24.9% APR - CLOSED & SETTLED
    Barclaycard Classic - #850 Limit, 19.9% APR - CLOSED & SETTLED

    The rest are self explanatory :p (and quite boring)

    Blur the barcodes. Barcodes can be read/scanned from images. :p
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    izools wrote: »
    Here's my wallet contents for Sutton:




    Unfortunately I lost my SD card reader so can't use my "proper" camera at the moment. Will re-post once I have another one.

    Quick run through:

    HSBC Visa Debit Card & #100 Cheque Guarantee Card
    Lloyds TSB Premier Debit Card
    Lloyds TSB Classic Debit Card x2
    Capital One Progress - #300 Limit
    Sygma MyWorld - #1,300 Limit 19.9% APR - CLOSED & SETTLED
    Sygma Silver - #1,690 Limit 24.9% APR - CLOSED & SETTLED
    Barclaycard Classic - #850 Limit, 19.9% APR - CLOSED & SETTLED

    The rest are self explanatory :p (and quite boring)


    Thanks iZools, love the Lloyds Premier card, do a close up when you can (ASAP :p lol)

    I'm gonna to do mine tomorrow, then I'll also update when I get my brand new Vanquis card!! I chooe the Union Jack on mine, I was going for the silver one, but i chose the Union Jack becasue there is no Vanquis logo on it, lol. :rotfl: :o

    I applied yesterday, purely for the £25 fee from Quidco! They rang me 4 times this morning at 9am I was busy, so they rang back at 11am and tried selling me the normal stuff, limit is a poor £250, but the interest is high and TBH, i'm not even going to use the thing. But I thought I'd spread the good news :)

    So that's a new CGC with HSBC and a new credit card with Vanquis. Still no news from Halifax. :S
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    sutton111 wrote: »
    Thanks iZools, love the Lloyds Premier card, do a close up when you can (ASAP :p lol)

    I'm gonna to do mine tomorrow, then I'll also update when I get my brand new Vanquis card!! I chooe the Union Jack on mine, I was going for the silver one, but i chose the Union Jack becasue there is no Vanquis logo on it, lol. :rotfl: :o

    I applied yesterday, purely for the £25 fee from Quidco! They rang me 4 times this morning at 9am I was busy, so they rang back at 11am and tried selling me the normal stuff, limit is a poor £250, but the interest is high and TBH, i'm not even going to use the thing. But I thought I'd spread the good news :)

    So that's a new CGC with HSBC and a new credit card with Vanquis. Still no news from Halifax. :S

    I would do the same but I'm premanently banned from Quidco. I'm not sure if Topcashback has it.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    ElkyElky wrote: »
    I would do the same but I'm premanently banned from Quidco. I'm not sure if Topcashback has it.
    how come? http://www.topcashback.co.uk/vanquis_credit_card/

    £30 atm
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    kilasuit wrote: »

    I was naughty and did a few too many insurance quotes.. they still paid out in to my bank account though. I earned almost £200 in one month. :D
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    ElkyElky wrote: »
    I would do the same but I'm premanently banned from Quidco. I'm not sure if Topcashback has it.

    Haha yeahman I've been paid out on several validated transactions that I never completed, too. Virgin Media paid me twice on two separate cancelled orders :p

    Don't seem to have hit their "trigger level" for banning yet though which is good as I've done a lot of genuine transactions, too.

    I'm getting Vanquis again for the Cashback, too. Won't ever sit in my wallet though. Probably won't even leave the envelope!
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Hey guys,

    Having now attained Aqua (500), Vanquis (1500) and Capital One Classic (200) in the past 24 months I applied for the Sygma Flybe card and was refused. :(

    I have one default due to fall off June 2012 and no other blemishes.

    I am gonna try an appeal and wondered where the standard templates were as I have tried finding them to no avail.
    Debt Free - 21st April 09
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Hey guys,

    Having now attained Aqua (500), Vanquis (1500) and Capital One Classic (200) in the past 24 months I applied for the Sygma Flybe card and was refused. :(

    I have one default due to fall off June 2012 and no other blemishes.

    I am gonna try an appeal and wondered where the standard templates were as I have tried finding them to no avail.

    I can't see how an appeal will do you any favour's with a default still on your file.
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    ElkyElky wrote: »
    My nights out seem to run into the 100's. I set aside £170 for tomorrow nights halloween party. It sounds like a lot of money and I very rarely go out drinking but when I do, I usually go a little wild.

    Same as you ! I spent £100 on my Halloween night out, and lost my wallet into the bargain. Luckily i lost the wallet at the end of the night so it was empty.
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