The Sub Prime Credit Thread - Part V

onefortheroad_2

fairmorn308 wrote: »

Checked my credit file last night and i notice NEXT DIRECTORY have closed my account. I just checked online and its still active. No great deal.

I have called A+L Bank and closed all 3 accounts with them today over the phone. Closed my First Direct Current Account today aswell

are you back home yet??? what the best way to get a job on oil rig

stephane_2

fairmorn308 wrote: »

Checked my credit file last night and i notice NEXT DIRECTORY have closed my account. I just checked online and its still active. No great deal.

I have called A+L Bank and closed all 3 accounts with them today over the phone. Closed my First Direct Current Account today aswell

I have notice the same thing with Next, they've closed my account on Experian & Equifax but can still access it from their website....can't be bothered, will not order from them.

fairmorn308

onefortheroad wrote: »

are you back home yet??? what the best way to get a job on oil rig

Yes i have been home for 5 days now. Whats your work background?

onefortheroad_2

fairmorn308 wrote: »

Yes i have been home for 5 days now. Whats your work background?

worked on sap most of my life
http://www.sap.com/index.epx

fairmorn308

onefortheroad wrote: »

worked on sap most of my life
http://www.sap.com/index.epx

TBH it isnt something that would apply on the side of the industry i am part of. I am part of the drilling side.

onefortheroad_2

fairmorn308 wrote: »

TBH it isnt something that would apply on the side of the industry i am part of. I am part of the drilling side.

looking to get a new career

stuartmck

And just when it was going so well! Had a Next account approved last month (limit £150), spend about £30. Had statement come yesterday, paid it off in full. Placed an order this morning for about £35 worth of goods, then received a phone call from them saying they've removed limit from my account & cancelled order!

Done a quick search & it seems as though this is a fairly common issue with Next - just seems odd that they'd remove the limit the day after I paid the full balance. Perhaps I'd have been better letting a balance carry over to next month.

Rant over - perhaps they'll reinstate it next month?

onefortheroad_2

stuartmck wrote: »

And just when it was going so well! Had a Next account approved last month (limit £150), spend about £30. Had statement come yesterday, paid it off in full. Placed an order this morning for about £35 worth of goods, then received a phone call from them saying they've removed limit from my account & cancelled order!

Done a quick search & it seems as though this is a fairly common issue with Next - just seems odd that they'd remove the limit the day after I paid the full balance. Perhaps I'd have been better letting a balance carry over to next month.

Rant over - perhaps they'll reinstate it next month?

that.s next for you my wife had account for 6 months then got £0 limit she told them to get stuff she paid off the balance and i open account the same day with £250 limit now £700 sometimes it can take upto 6 months to get your limit reinstate

stuartmck

star-fire wrote: »

Think someone should re-name this thread CATALOGUE CLUB

But then where would we discuss the sub prime cards, loans & bank accounts?

stuartmck

onefortheroad wrote: »

that.s next for you my wife had account for 6 months then got £0 limit she told them to get stuff she paid off the balance and i open account the same day with £250 limit now £700 sometimes it can take upto 6 months to get your limit reinstate

What really got me thinking though is what would've happened it I'd chosen to only pay the minimum amount? Would they have still reduced my limit to zero & then charged me for being over limit?