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The Sub Prime Credit Thread - Part V
Comments
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never-in-doubt wrote: »Not on my card, I tried online but never actually clicked through it, just clicked amend limit to see what happened......
When I click amend I think it says to call the customer services? Cant really remember and CBA to check.
I might be because this is a new account (Under 3 months?)Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »IRC The_Effects was blocked for 3-6weeks but he has held his account for a while and applied and was declined. He then complained and got given £100
I remember that. Quite a few months ago now IRC!0 -
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
He's a buggar!!Innocent_Guy wrote: »NID stop being EVIL!
Sutton, he is trying to get you into a panic lol
Just be patient and it will come back. TBH mine has always been there so I do not really have any past dealings. Best bet to keep monitoring it.... :beer:
I'll keep an eye out. See what happens over the next few months.0 -
Does anyone knows if with First Direct you request a credit limit increase on their credit card do they do a full search or is it just a behavorial score?0
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Wonder what the outcome of Star-Fires apps were?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Does anyone knows if with First Direct you request a credit limit increase on their credit card do they do a full search or is it just a behavorial score?
I have been led to believe that it is all done internally. Phone up and ask Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Sygma card thread - Sorry for asking about AVU so i'll ask in here instead
#102
How is an application referred to them? Is it system generated or just randomly picked out?
The system refers apps to AVU who have the final say so before approval and the card be sent out.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »The system refers apps to AVU who have the final say so before approval and the card be sent out.
Why would that app be referred? Just wondering for future reference. lol
I hate Natwest, just wondered why they opened me an account a few years ago and then closed it.0
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