The Sub Prime Credit Thread - Part V

izools

star-fire wrote: »

What i said was nice it was not nasty just pointing out a few key issues.

Err, no, it wasn't nice. You were accusing me of being all sorts of things that I wasn't. You were undermining my past financial decisions and trying to portray me as an oager to all credit and banks, not to mention stating a tash can is cleaner than my experian file despite my having 30 months flawless conduct on it.

Trash-talking, assumption-making, subprime-insulting. That is what you are doing. It's not respectable and won't earn you rep.

ElkyElky

izools wrote: »

Err, no, it wasn't nice. You were accusing me of being all sorts of things that I wasn't. You were undermining my past financial decisions and trying to portray me as an oager to all credit and banks, not to mention stating a tash can is cleaner than my experian file despite my having 30 months flawless conduct on it.

Trash-talking, assumption-making, subprime-insulting. That is what you are doing. It's not respectable and won't earn you rep.

I thought the trash can comment was quite funny - in general.. not because it was aimed at you.

BugsyBrowne

Lol i ain't on here to earn rep mate its a blo0dy money forum.

Yes you do have 30 months of flawless credit history on experian ,but the credit card companies that search experian think you are a very high risk,and will not offer you credit.

apples24

wahooo ! thats great then, ill ditch the vanquis card, or would it be better to leave it open with a zero balance?

did i read on another thread about sygma cards that you can apply for others also with them?

onefortheroad_2

apples24 wrote: »

wahooo ! thats great then, ill ditch the vanquis card, or would it be better to leave it open with a zero balance?

did i read on another thread about sygma cards that you can apply for others also with them?

well done :beer:

dont forget to apply for a other card from sygma in 3 to 6 months

izools

ElkyElky wrote: »

Started uni today on another computing course and they asked me if I would also like to study Biology as an additional subject. I thought brilliant, at least there will be 1 thing I'll enjoy studying.

Superb! Well done mate I'm hoping to return to Uni one of these days to do an MSci in Computer Science and Mathematics but the prospect of no salary for four years is a daunting one and more thought is needed...

Best of luck with it :beer:

Zack1

ElkyElky wrote: »

Started uni today on another computing course and they asked me if I would also like to study Biology as an additional subject. I thought brilliant, at least there will be 1 thing I'll enjoy studying.

:rotfl:

Good luck with it My transfer away from Computing has been completed now apparently

Biology as a 2nd subject is a bit of a random one isn't it!? Do you have an exceptionally high score in Science/Biology from pre-uni?

ElkyElky

Zack1 wrote: »

:rotfl:

Good luck with it My transfer away from Computing has been completed now apparently

Biology as a 2nd subject is a bit of a random one isn't it!? Do you have an exceptionally high score in Science/Biology from pre-uni?

It was optional and I didn't have to study it but I really enjoy Biology and other science subjects so grabbed the chance.

I'm going to study A level Physics on a distant learning course with another institution as well as doing my degree - well, I hope to if I'm not too run down with the computing work.

I like to keep my options open and have qualifications in different fields for when I get bored in the future.

Zack1

ElkyElky wrote: »

It was optional and I didn't have to study it but I really enjoy Biology and other science subjects so grabbed the chance.

I'm going to study A level Physics on a distant learning course with another institution as well as doing my degree - well, I hope to if I'm not too run down with the computing work.

I like to keep my options open and have qualifications in different fields for when I get bored in the future.

Ah that's cool, good luck with it! I understand what you mean about having different fields, if I was good at anything else I would!

That's partly my reasoning for going to accounting, it will give me the accounting degree and then I can say about computing, to degree level 1 anyway - but hopefully employers would put 2 and 2 together and work out that I'm better than a lot of standard accounting applicants would be, because to even get entry to a Computing degree and pass what I took you've got to be good at Computing alone, to get entry into just accounting obviously you don't need to be... Certain roles could hopefully combine computing/accounting to my advantage

ElkyElky

Zack1 wrote: »

Ah that's cool, good luck with it! I understand what you mean about having different fields, if I was good at anything else I would!

That's partly my reasoning for going to accounting, it will give me the accounting degree and then I can say about computing, to degree level 1 anyway - but hopefully employers would put 2 and 2 together and work out that I'm better than a lot of standard accounting applicants would be, because to even get entry to a Computing degree and pass what I took you've got to be good at Computing alone, to get entry into just accounting obviously you don't need to be... Certain roles could hopefully combine computing/accounting to my advantage

Are you starting accounting in year 1 or did they let you go right in to 2nd year considering you had already spent a year doing computing?