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The Sub Prime Credit Thread - Part V

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Comments

  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    You muppet mate! lol.... if you're still within the 30 days of opening then do another BT for the same 0% if not ask if they can reverse the payment as you done it in error ;)

    No I think I'm about 6 months in.. I had 16 months interest free.

    Could I send them a secure message asking them to reverse it?
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • onefortheroad_2
    onefortheroad_2 Posts: 183 Forumite
    edited 8 September 2010 at 9:07AM
    i ve got next directory account with £700 limit will i get a next directory card ???? i have had the account 8 months now
    silver limit £1000 jjb limit £250
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    i ve got next directory account with £700 limit will i get a next directory card ????

    I opened my Next account a few weeks ago with a £300 credit limit. I had some clothes delivered to my local shop to save on the delivery fee and they asked me if I wanted a directory card, I said yes and they printed something out from the computer and asked me to sign it.

    I guess you can either do the same or call them and ask.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    I hate Lorraine Kelly. She has the most sickening, stomach turning laugh and her voice isn't worthy of radio, let alone TV.
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  • ElkyElky wrote: »
    No I think I'm about 6 months in.. I had 16 months interest free.

    Could I send them a secure message asking them to reverse it?


    No harm in asking mate - if you've got advance account then ring cos it's then put through to UK - if you're not, then it'll go to India, :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    i ve got next directory account with £700 limit will i get a next directory card ???? i have had the account 8 months now

    You normally get the card after 6 months with them....but you'll probably have to chase them
  • mnomis
    mnomis Posts: 82 Forumite
    Quickie regarding Aqua.

    Sent my acceptance letter off and rather than use the second class post paid envelope, I sent it first class and signed for.

    Card and pin within 6 days.

    Initial limit of £350 and when I spoke to the very helpful customer services fella, he said any increase would be in month six.

    Hope this is of help.
    Capital one £200 - bal nil. Aqua £350 - bal nil
    Vanquis limit [STRIKE]£250[/STRIKE] [STRIKE]£750[/STRIKE] £1250 - bal £450. Nat West overdraft limit - £300, unused. JD Willaims limit [STRIKE]£400 [/STRIKE] [STRIKE] £600 [/STRIKE] £900 - bal £90.
    Very limit £400 - balance £329 (buy now pay 2011!)
  • stephane wrote: »
    You normally get the card after 6 months with them....but you'll probably have to chase them



    just phone them they are sending one out in the post get it by 18 sep
    silver limit £1000 jjb limit £250
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    i ve got next directory account with £700 limit will i get a next directory card ???? i have had the account 8 months now


    Yea, all you need to do is ring them up and ask for one. You can have one after 6 full months and not missing a payment. :)

    EDIT- you beat me to it :(
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mnomis wrote: »
    Quickie regarding Aqua.

    Sent my acceptance letter off and rather than use the second class post paid envelope, I sent it first class and signed for.

    Card and pin within 6 days.

    Initial limit of £350 and when I spoke to the very helpful customer services fella, he said any increase would be in month six.

    Hope this is of help.

    What came first? The card or pin?

    I nearly sent it signed for too!
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