The Sub Prime Credit Thread - Part V

izools

sutton111 wrote: »

Damn, a crappy £250 then! lol Nevermind, I'll build it up. How long before an increase?

Six months. Sometimes massively. They only increased mine to £350 after six months but then I had outstanding arrears to provident at the time.

Others here have reported it going up to £900 or £1100 after the six months!!

marilyna

What is the maximum limit on the card?

sutton111

Zack1 wrote: »

5 months for an auto increase to £500 for me and Paris. Hopefully you get the same, if not then you can request an increase after 6

Thanks Zack, I hope so too.

sutton111

marilyna wrote: »

What is the maximum limit on the card?

I think it said Subject to Status on their terms and Conditions.

izools

marilyna wrote: »

What is the maximum limit on the card?

According to their website, £2,200. But AFAIK that's the maximum initial limit as I remember someone else posting several months ago stating they had nearly a £3,000 balance. But they may have just gone overlimit and not paid for ages, I can't honestly remember 100%

onefortheroad_2

sutton111 wrote: »

You've got the same APR as me too.

When did you say it arrived? Today?

mine went from £250 to £600

fawinds

sutton111 wrote: »

And a question about Aqua. Is the limit the 3 numbers at the bottom right hand corner of the page? Or can the limit be different?

In my case it said 250 and I got a 250 limit, so yes, it seems to be the initial credit limit.

fawinds

sutton111 wrote: »

Damn, a crappy £250 then! lol Nevermind, I'll build it up. How long before an increase?

I expected an increase by my sixth statement, it didn't came and I applied for one to £500 and was declined.

Then by the 9th statement the limit was raised to £500. I will ask for another increase by the 12th statement and see what they do. I will also try to get a Halifax credit card by then, probably will go for clarity.

ElkyElky

I f**ked up and accidentally made a large payment to my HSBC credit card which is interest free for the next year... instead of my Silver that's suffering with 24%.

never-in-doubt

ElkyElky wrote: »

I f**ked up and accidentally made a large payment to my HSBC credit card which is interest free for the next year... instead of my Silver that's suffering with 24%.

You muppet mate! lol.... if you're still within the 30 days of opening then do another BT for the same 0% if not ask if they can reverse the payment as you done it in error