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The Sub Prime Credit Thread - Part V

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Comments

  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    sutton111 wrote: »
    Damn, a crappy £250 then! lol Nevermind, I'll build it up. How long before an increase?

    Six months. Sometimes massively. They only increased mine to £350 after six months but then I had outstanding arrears to provident at the time.

    Others here have reported it going up to £900 or £1100 after the six months!!
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • marilyna
    marilyna Posts: 150 Forumite
    What is the maximum limit on the card?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Zack1 wrote: »
    5 months for an auto increase to £500 for me and Paris. Hopefully you get the same, if not then you can request an increase after 6 :)

    Thanks Zack, I hope so too.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    marilyna wrote: »
    What is the maximum limit on the card?

    I think it said Subject to Status on their terms and Conditions.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    marilyna wrote: »
    What is the maximum limit on the card?

    According to their website, £2,200. But AFAIK that's the maximum initial limit as I remember someone else posting several months ago stating they had nearly a £3,000 balance. But they may have just gone overlimit and not paid for ages, I can't honestly remember 100%
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • onefortheroad_2
    onefortheroad_2 Posts: 183 Forumite
    sutton111 wrote: »
    You've got the same APR as me too.

    When did you say it arrived? Today?




    mine went from £250 to £600
    silver limit £1000 jjb limit £250
  • fawinds
    fawinds Posts: 372 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    sutton111 wrote: »
    And a question about Aqua. Is the limit the 3 numbers at the bottom right hand corner of the page? Or can the limit be different?

    In my case it said 250 and I got a 250 limit, so yes, it seems to be the initial credit limit.
  • fawinds
    fawinds Posts: 372 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    sutton111 wrote: »
    Damn, a crappy £250 then! lol Nevermind, I'll build it up. How long before an increase?

    I expected an increase by my sixth statement, it didn't came and I applied for one to £500 and was declined.

    Then by the 9th statement the limit was raised to £500. I will ask for another increase by the 12th statement and see what they do. I will also try to get a Halifax credit card by then, probably will go for clarity.
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    I f**ked up and accidentally made a large payment to my HSBC credit card which is interest free for the next year... instead of my Silver that's suffering with 24%. :(
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    ElkyElky wrote: »
    I f**ked up and accidentally made a large payment to my HSBC credit card which is interest free for the next year... instead of my Silver that's suffering with 24%. :(

    You muppet mate! lol.... if you're still within the 30 days of opening then do another BT for the same 0% if not ask if they can reverse the payment as you done it in error ;)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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