The Sub Prime Credit Thread - Part V

Zack1

onefortheroad wrote: »

just apply for the jjb card( did try for silver but was just getting The page you requested could not be accessed)

Congratulations!

Your application has been accepted.

Well done If you phone them they'll tell you your limit and APR I didn't want to but got bored waiting for my mate to come over so phoned and they told me haha!

Does occupation make a difference? Some of the forms ask me what I'm studying.... putting BA Hons Accounting seems to be more succesful than BSc Computer Networking Obviously it's harder to tell because I've got more history since I was doing computing, but it would be interesting to know if what subject made a difference (for example they should know that somebody doing Accounting couldn't default or they'd pretty much ruin their chances of getting a finance related job for 6 years....) - that should surely play a part? As I've got to be sensible... on computing it would be tempting to rack up massive debts then default on them - I'd be pretty sure of still getting an entry level IT job....

onefortheroad_2

zack1 did you get any Balance Transfers offers on your jjb card ????

onefortheroad_2

how long befor i apply for any more sygma bank cards izools ????

BugsyBrowne

onefortheroad wrote: »

how long befor i apply for any more sygma bank cards izools ????

Next week if you want,izools should clarify that.

izools

star-fire wrote: »

Next week if you want,izools should clarify that.

Well I took out my Silver card in March and MyWorld card in May. The MyWorld card was referred and flagged as "Duplicate" but I called them and they removed the duplicate card, all good to go card sent out

Mother applied for Silver in March and Creation in June, both were instantly approved - so methinks leaving three months between ensures the second application isn't flagged as duplicate

BugsyBrowne

izools wrote: »

Well I took out my Silver card in March and MyWorld card in May. The MyWorld card was referred and flagged as "Duplicate" but I called them and they removed the duplicate card, all good to go card sent out

Mother applied for Silver in March and Creation in June, both were instantly approved - so methinks leaving three months between ensures the second application isn't flagged as duplicate

They accepted me for 2 cards in 3 days,this was back in april though,so don't know if it is still the same.

izools

Both instant acceptance?

BugsyBrowne

izools wrote: »

Both instant acceptance?

Both wait 7-10 days,then accepted.

Zack1

onefortheroad wrote: »

zack1 did you get any Balance Transfers offers on your jjb card ????

Don't think so, I didn't pay too much attention because I don't have any balances. I got 10% purchases (or according to the CCA I did anyway) but it doesn't say how long it's 10% for:rotfl:

izools

Ah no that's 10% on "Promotional purchases" separate to standard purchase APR -

I'm yet to find any purchases that count as a "Promotional" one. I think it's if you take them up on certain offers they include with the monthly statements