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The july 2010 br club

dojoman
dojoman Posts: 12,027 Forumite
edited 2 August 2010 at 12:18PM in Bankruptcy & living with it
Hi everyone, welcome to the July 2010
Bankruptcy Club.

This club is for everyone who has gone through the process of Bankruptcy during July 2010. So please feel free to join and post.

Pop your name on here, the date that you went Bankrupt and the stage that you are at now in your Bankruptcy. And then just keep everyone in the club updated throughout the next year about your journey through Bankruptcy. That way we can all stick together and compare notes and we will be there to support each other throughout the different stages in our Bankruptcy.

Remember this is your board so keep posting.

Obviously anyone can come on here and post anything that will help us all and you are all welcome. Any important questions that do need answering are maybe still better posted on the main board but if you do put it on here, then maybe we can help each other.

Hopefully it will be an extra place for friendship and support as we compare notes and discuss what is happening with our Bankruptcies.

Please leave a post when you have been declared BR, and I will update the list.

*PLEASE DO NOT INCLUDE TOO MUCH INFO, THE IS ARE KNOWN TO FREQUENT THIS SITE AND TOO MUCH INFO MAY MAKE IT POSSIBLE TO IDENTIFY INDIVIDUAL CASES, SO KEEP INFO TO A MINIMUM, ie USERNAME AND DATE ONLY."



1.................................freedomfinder..............................8th July:question:
2.................................hanky3.......................................1st July:whistle:
3.................................roxy73........................................7th July:question:
4.................................plonker9......................................7th July:whistle:
5..............................big-carp-catcher..............................6th July:whistle:
6...............................minicooper1961...............................22nd July:whistle:
7...........................monkeysallsayboo................................9th July:whistle:
8...........................xxmichellexx.......................................9th July:whistle:
9..................................mikeJO.......................................16 th July:whistle:
10...............................worried woman..............................21 st July:question:
11...............................bluebells.......................................22nd July:question:
12................................missyp123...................................23rd July:whistle:
13................................emmylou.....................................28th July:whistle:
:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!
«13456711

Comments

  • dojoman
    dojoman Posts: 12,027 Forumite
    bump.gif
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    July nearly round the corner, Dojo I can't believe how quick this month has gone!!:eek:
    "If wishes were horses, then beggars would ride"
  • dojoman
    dojoman Posts: 12,027 Forumite
    lindsaybump.gif
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • dojoman
    dojoman Posts: 12,027 Forumite
    Bump.gif
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • Hi,After lots of reading these forums and seeking advice from CAB etc I have actually committed myself and booked a court date for my bankruptcy.I am 26,000 in debt to CCs AND 2 LOANS.I have been paying the minimum amounts for a few years and the totals are hardly going down.I will be leaving the debts in my will at this rate.I have prepared everything so that it will not be a big shock.I have opened a Coop cashminder account and changed all my benefits and important bills to it.I have cancelled my debt DDs and I have changed my phone number.I have paid some money in to cover the bills until benefits are sorted out.However,the CAB counsellor today was a bit concerned that the Coop account would be frozen.Is it best to not mention it on the forms but to tell the OR on the phone or is it safe to list it with the other banks?I have also been trying to just use cash for a couple of weeks.My court date is 8th July at Walsall.I am partly dreading it but also partly looking forward to starting a new debt free life.Thanks for all the help and advice on this site.Will look forward to reading everyone else's experiences for July!
  • Angiepange
    Angiepange Posts: 3,521 Forumite
    Part of the Furniture Combo Breaker
    Hi freedomfinder

    You need to declare your co op cashminder account on the BR forms. We put a note against ours that it was a basic account for use after going BR, but when the OR phoned us on the day of BR for a quick chat he asked us if we had an account to use for wages, bills etc and said that he would have no interest in it and would advise the co op accordingly. The account was not frozen and to be honest I don't think I have read any posts where the co op cashminder is actually frozen post BR. If that happens a quick call to your OR would get it sorted. Only heard of the Brighton OR closing cashminder accounts opened pre BR !!

    Good luck for July 8th.
  • wok_boy
    wok_boy Posts: 759 Forumite
    Oh no it's a catasrophy:

    bumpcats.jpg:D
    BR 4/10/07
    ED 11/04/08

    BSC Member No 93
  • dojoman
    dojoman Posts: 12,027 Forumite
    YELLCROSSGIF.gif?t=1275399262
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • dojoman
    dojoman Posts: 12,027 Forumite
    DOJOGIF.gif?t=1275400091
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • dojoman
    dojoman Posts: 12,027 Forumite
    DOJOGIF.gif?t=1275400091
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
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