Taking my hard earned money

DX2

Aphrodite868 wrote: »

Dont panick! lol
The jobcentre have no what whatsoever of knowing or checking how much cash you have stored at your house or in your bank accounts.

All you have to do is show them a statement of all bank accounts that you tell them you have, and as long as you've got under £6,000 in there they just tick the box on their screen and your jsa starts.

Priceless! :rotfl:
Is this a fact or your opinion again.

The JCP can get info re your bank account, once again wrong info *rolleyes*

healy

Aphrodite868 wrote: »

Dont panick! lol
The jobcentre have no what whatsoever of knowing or checking how much cash you have stored at your house or in your bank accounts.

All you have to do is show them a statement of all bank accounts that you tell them you have, and as long as you've got under £6,000 in there they just tick the box on their screen and your jsa starts.

The DWP may not be able to check the cash stored in someones house (unless they had a search warrant of course) but they can easily check bank accounts if they need to.

Wee_Willy_Harris

healy wrote: »

The DWP may not be able to check the cash stored in someones house (unless they had a search warrant of course) but they can easily check bank accounts if they need to.

Strictly speaking, that's not true. They would have to have reasonable grounds to obtain access to a bank account without consent, and that's not as easy as yoiu think. EVIDENCE of fraud would be the absolute minimum requirement, and that evidence would need to be good. However, what they can do is put the burdon of proof onto the claimant and suspend benefits until he/she provides the documentation/evidence required. Much easier that way.

gohan2091

AnxiousMum wrote: »

Because if you are on income based jsa, you will be asked to show bank statements. They will ask what you have spent the money on. You may have been saving money to plan for your future - do you not consider 'unemployment' a possible part of your future? We are always told we should have two to three months of living costs saved away for a rainy day

I can live off JSA fine so I don't class that as a rainy day. I am in my first job which is low wage, part time job and I just want to at least make a start for my future. I do not want to live in my mothers house forever. If I was denied JSA then that would be a rainy day.

Aphrodite868 wrote: »

Dont panick! lol
The jobcentre have no what whatsoever of knowing or checking how much cash you have stored at your house or in your bank accounts.

All you have to do is show them a statement of all bank accounts that you tell them you have, and as long as you've got under £6,000 in there they just tick the box on their screen and your jsa starts.

If I am fine for amounts under £6000 then I will be ok and this brings me peace of mind. I may however withdraw money out of my bank and store away just in case. A bank statement in August/September isn't going to show the Job Centre I withdraw money out in June.

healy

Wee_Willy_Harris wrote: »

Strictly speaking, that's not true. They would have to have reasonable grounds to obtain access to a bank account without consent, and that's not as easy as yoiu think. EVIDENCE of fraud would be the absolute minimum requirement, and that evidence would need to be good. However, what they can do is put the burdon of proof onto the claimant and suspend benefits until he/she provides the documentation/evidence required. Much easier that way.

When I said easily I meant that it was not a difficult process as the DWP is linked to HMRC.

healy

gohan2091 wrote: »

I can live off JSA fine so I don't class that as a rainy day. I am in my first job which is low wage, part time job and I just want to at least make a start for my future. I do not want to live in my mothers house forever. If I was denied JSA then that would be a rainy day.



If I am fine for amounts under £6000 then I will be ok and this brings me peace of mind. I may however withdraw money out of my bank and store away just in case. A bank statement in August/September isn't going to show the Job Centre I withdraw money out in June.

It IS amounts under £6000 where you will not lose benefit.

You will not need to hid money.

iamana1ias

You may not actually be eligable for JSA OP.

Zazen999

iamana1ias wrote: »

You may not actually be eligible for JSA OP.

Don't burst the bubble!!!

Aphrodite868

DX2 wrote: »

Priceless! :rotfl:
Is this a fact or your opinion again.

The JCP can get info re your bank account, once again wrong info *rolleyes*

And your proof of this is....?? :rotfl:


Its just an old rumour that theres some kinda of 'computer system' that the dwp just type your name and address into, and that shows them every bank account in your name and the amount of money in the account!

Aphrodite868

gohan2091 wrote: »

If I am fine for amounts under £6000 then I will be ok and this brings me peace of mind.
I may however withdraw money out of my bank and store away just in case. A bank statement in August/September isn't going to show the Job Centre I withdraw money out in June.

Correct. :beer:

Normally the jc just ask for your last 1month's statement, or some jcs ask for your last 2months of bank statements.

Itd be extremely rare to endup at a jc who asked to see more than 3months worth of bank statements though.


For 98% of the claimants who start a jsa claim the jobcentre staff don't have the time or care to bother suspecting and investigating them,
especially with the huge number of people now unemployed and claiming jsa.

They are paid barely more than minimum wage and so all they care about is ticking the boxes on their computer screen to get the person's jsa payments started.
And so just ask to see a recent bank statement, you show them it, it shows less than £6,000, they tick the box on their screen confirming they have seen your bank statement showing under 6k, and bingo your claim is all done and finished being processed, and your payments start.