DMP Mutual Support Thread - Part 7

grantalien

SarahNeedle1872 wrote: »

Have just done my CCCS review with a lovely lady... took 15 minutes, and nothing has changed, which is good. Also told her about the Redetermination hearing that I have on 17th:eek: and she talked me through what was likely to happen, so I feel much better about it

Hope you are all well...?

Sx

look back though my posts - I have been to 2 hearings and survived both - one in particular was extremely satisfying!

SarahNeedle1872

grantalien wrote: »

look back though my posts - I have been to 2 hearings and survived both - one in particular was extremely satisfying!

Thanks, I will do. I think it was you who commented before when I mentioned it

Sx

cuppatea_2

Today I got all my paperwork together, sat down and did the CCCs debt remedy.

seeing it in black and white was pretty scary but in a way also a relief because I know it's the first step on the road to being debt free. It's not going to be easy but hey I got into this debt so I'm damn well going to get out of it!

The woman I spoke to from CCCs had me in tears, she was so lovely and helpful, and a DMP certainly seems the way forward.

All being well I hope to start my DMP in February.

I just wanted to pop by and say 'hello' - I really am beginning to think there is light at the end of the tunnel.

Twit_Head

cuppatea wrote: »

Today I got all my paperwork together, sat down and did the CCCs debt remedy.

seeing it in black and white was pretty scary but in a way also a relief because I know it's the first step on the road to being debt free. It's not going to be easy but hey I got into this debt so I'm damn well going to get out of it!

The woman I spoke to from CCCs had me in tears, she was so lovely and helpful, and a DMP certainly seems the way forward.

All being well I hope to start my DMP in February.

I just wanted to pop by and say 'hello' - I really am beginning to think there is light at the end of the tunnel.

Hello and welcome!
The light is definately at the end of the tunnel for us all. Sometimes it seems a bit further away than others but it's still shining there somewhere.
As you say the people at CCCS are usually so helpful and non-judgemental. Hope the set up goes smoothly for you.

And a Happy New Year to all - I hope in the troubled financial year ahead, we will maybe weather the storm better than some. If you are already a 'have not' you are already skilled at making every penny count!

'Twitty'

Twit_Head

SarahNeedle1872 wrote: »

Have just done my CCCS review with a lovely lady... took 15 minutes, and nothing has changed, which is good. Also told her about the Redetermination hearing that I have on 17th:eek: and she talked me through what was likely to happen, so I feel much better about it

Hope you are all well...?

Sx

Glad your review went well. Hope the hearing brings good results too!

'Twitty'

sugar9

Hi everyone and a Happy New Year. Had a letter from CCCS today stating that Littlewoods are not accepting our DMP as they have a query on our budget?? They also said that Littlewoods would possibly pass this debt onto a DCA and default the account. Other than that all other creditors have accepted but still no word from any of the payday loans but I assume they are accepting the DMP payments.

Twit_Head

sugar9 wrote: »

Hi everyone and a Happy New Year. Had a letter from CCCS today stating that Littlewoods are not accepting our DMP as they have a query on our budget?? They also said that Littlewoods would possibly pass this debt onto a DCA and default the account. Other than that all other creditors have accepted but still no word from any of the payday loans but I assume they are accepting the DMP payments.

And a Happy New Year to you too!
Might well be a good thing is if your Littlewoods debt is passed on. Better a default on your account sooner than later, and often times any interest will be stopped.
Don't worry if you are defaulted. Used to nearly poo (I'm so common! ) myself at the thought that my virgin white credit history was in ruins, but now - so what? Life goes on, and there are far worse things happening in the world. it's never been a problem with changing utility/car/house services etc.

'Twitty'

cuppatea_2

Thanks Twitty, it'll baby steps but fingers crossed the set up goes fine!

Happy New Year too everyone!:D

sugar9

Hi Twitty, thanks for your advice. I'm starting to realise now that if we default then we default we are doing all we can to pay back our debts. Happy New Year to you.

Hopelessly_Hopeful

Welcome Cuppa

Wise words Twitty

Sugar, fingers crossed moving you over to a DCA is a good sign. I'm begging Helifex to send me over!!

HHx