Basic Bank Account & Debit Card Update

dongagon

Not sure i know what you mean.

The PIN that i was awaiting (now received) is to allow cash machine withdrawals and Maestro drebt card transactions.

dongagon

After re-reading your post, think i understand the point you were raising.

Do you mean they do not cater for 'Chip & Signature facility'. As used by someone who might be visualy impaired?

scottygirl_2

i have been a yorkshire bank cust for years having there morgage visa and switch. i also had a savings account with a minibank cash card,this has now been changed over to a switch/ maestro 2 in 1 card with out the cheque guarantee facility. the card is a basic current account and is defenitley a switch facility, ive used it shoppng and and also used it to withdraw cash abroad with the atm. you can certanley use this card as switch without any problem its a great basic account

System

I think that 'Chip & Pin' allows the card issuer to determine the 'floor limit' on a card by card basis (i.e. its held in the chip)

This means that Visa Debit/Maestro cards could be issued to seek authorisation at all times. This means that they would be almost identical to Visa Electron/Solo but with the increased acceptability.

This would seem to be the case with Yorkshire/Clydesdale.

I wouldnt imagine that person using the card would be aware of the difference.

James

dongagon wrote:

After re-reading your post, think i understand the point you were raising.

Do you mean they do not cater for 'Chip & Signature facility'. As used by someone who might be visualy impaired?

No they don't cater for those who can't manage a PIN.

Kilty_2

I thought it was only credit cards that had this facility?

Seems every time you post about it I end up asking loads of questions

Silvafox

Just want to thank the original poster for making me aware and confirm that they do indeed offer a Meastro card with the Readycash account.

No credit check is performed at all as confirmed by my advisor. I did, however, have to wait 2 weeks to get an appointment as they are busy at the minute. Also, you have to make an appointment as you can't apply online or over the phone.

You need 2 forms of ID, one with signature and your picture and one for address purposes. Job done! Card is on its way and the account will be reviewed after 6 and 12 months for an upgrade if the account has been run well.

sgx.saint

No problem. Glad to be of some help

jsmith9156

Does anyone know if you get Internet banking with this Account?

sgx.saint

Yes you do