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Triumphing over the Evil Pigeon
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Great news on the last two bills & heres hoping on the loan

Feels great doesent it?
I became credit card debt free the other day
Eating wise I am plodding on slowly.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Oh your last post was on a new page.
How good is that that you only have one loan & one CC left~go you
GReat news on mortgage overpayment too
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Yeah you ClootiesMum - that's fantastic, enjoy your moment! :T
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
You go girl, well done and keep up the good work
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Thanks everyone - I feel like a weight has been lifted - and the thing is, we managed to pay everything every month anyway so didn't have problems.
Have just been & purchased a set of digital scales & a big whirly for the garden. Whirly so clothes can go out in the wind (the clothes horse blows over) and the digital scales for my ebay attemps - I will look out some stuff tonight as DH is away to his leaving do at work & I want to be productive.
Whirly will be put in tomorrow (also bought concrete) as DH will most likely have a hangover & not be up to going out and e-bay attempts will start over the weekend too - I've heard that the best time to have your stuff sold is a Sunday evening. And yes, the first stuff I will sell will be just wee things so I can get my feedback up and running.Debts 07/12/2021
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A wee question folks & I don't know if anyone can help me
In the dark distant past when we first got a mortgage it was an int only & we had an endowment - but things being what they were the endowment stopped getting paid. Not an issue now as we're on a repayment mortgage but will we be able to receive back the amount that we paid into the endowment or would we lose it as soon as we stopped paying?
This might be the wrong board for this but it dawned on me this morning that we might have this to collect.....Debts 07/12/2021
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Sorry cant help re endownment.
Has your OH got a new job?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
More of a transfer in Mr A's - but he's looking forward to this job as the last one meant he didn't really get peace at home re phone calls & stuffDebts 07/12/2021
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First mortgage overpayment has been made :j:j
And a wee visit to the bank later to cash in the £21 I reclaimed fromk the change jars over the weekend to pay towards the credit card - every little helps
Debts 07/12/2021
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Well done on the mortgage overpayment, that's absolutely great.
I need to get back on the budgeteering ways again, I've kind of fallen off a bit, and been spending far too much money on I don't honestly know what, just frittering away again so please give me a kick or something to get me back on track again!
Hope you had a nice weekend and once again well done, on everything.
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