Daffy's 'a nice cup of tea cheers you up' diary

Cheery_Daff

Quite right KC :j Glad you've both entered - how utterly cheery! :j :j :j

Feeling better today - although I stayed up til Mr Daffs got home (about 10 to 11) last night so we could have a chat - then his stupid mate turned up at 11 and stayed til well after I'd gone to bed.. Ah well, I THINK we're both in tonight! :T :T

Ate nice healthy tea last night :j And made some wholemeal, apple, date and walnut muffins (vegan - don't ask for recipe, I just threw a load of things in a bowl! :rotfl:) Not much sugar either - so tasty breakfast treat :T Have brought lunch to work, so should be able to manage without spending anything or eating biscuits too :j :j

(speaking of which, only just got to work - managed to sleep through several lots of alarms and didn't wake up til 7.12 this morning - not enough time to get train :eek: Still, I'm here now and relatively well rested, best crack on! :j)

Been budgeting on train, and today is pay day - will update later :j :j

Karmacat

Good for you, Cheery, on lots of counts - hope it goes well in work today. And for the budgets!

EssexHebridean

I know *just* what you mean about the distraction thing - I'm trying to do OnePoll surveys at the moment but the site is tediously slow, so I'm wandering off onto here while each new question loads up.....then spending longer than I ought to before heading back to answer the next bit! Oops!

I'm quite envious of you being able to joggle your budget about a bit - there isn't enough spare in mine at the moment to be able to do much joggling!

Cheery_Daff

I am rather lucky at the minute EH! Trying to joggle it (fab word!) to make sure I save as much as possible (my contract is full time, but only for 2 years) - balance between that and having a little more living expenses than I did when working only 2 days a week! I'll get there.

I decided the distraction was too much - took me an hour in the office to do what it took me all day to do at home! :eek: (not with everything, just this particular job...)

Lemon_Tree

i usually find it's the other way around, i get more work done at home that at work, but then i'm not getting interuptions from my team constantly.

Cheery_Daff

I usually get far more done at home too LT, but this particular piece of work required saving stuff every few seconds, and the computer at home takes forever to save things onto the network - not too bad if only saving at the end of each document, but if saving quite often, things take forever and very easily to get distracted while it's saving, and not get back to it very promptly!

Cheery_Daff

Hooray, payday! :money:

Is it wrong to get more excited about the internet banking than the actual money?? :rotfl: :rotfl:

My rejigging of budget turned out to be more of a commitment to the existing budget than anything else I should have had £86 spare in my trains to work fund last month, and didn't - that's obviously just been spent - on what?? No idea :eek: That's NOT how it's going to be! :eek:

So - various pots are currently looking quite healthy :j :j

Palace fund has reached its target of £1000 :j :j :j :j
Emergency fund now has £283 :T
Car maintenance/tax/insurance etc fund has £80
Holiday fund has £72

And I've still got that pesky £225 sitting there waiting for the bl**dy university to get their act together and PROCESS MY BL**DY PHD PAPERWORK so I can get the fees paid and GET RID OF THEM FROM MY LIFE! :rotfl: (not that I'm wound up about it or anything )

So - goal for this month - STICK TO THE BUDGET! :money: There's plenty in it, so no reason not to. Important to as well - at the end of April, the pesky Union will be taking back fees of £109 :eek: (because I didn't update them with my details, and have had quite a salary hike since back then)

Also - I was on strike for 2 days, so I'll lose two days pay - probably another £200 or so :eek:

Still - only 4 weeks in April, so week five money (£86) should go some way towards the union fees without having to dip into the Patchwork Fund (which is starting this month!). Should also be at least £48 more spare from the train fund if I play my cards right...

AND... I'm going to rejig my phone contract - it's a rolling 1 month contract, think I should be able to cut down from £15 to £10 because I'm just too busy to use all the minutes I used to!

Onwards and upwards :j

ZTD

Cheery_Daff wrote: »

Also - I was on strike for 2 days, so I'll lose two days pay - probably another £200 or so :eek:

Have you calculated this after tax/NI or gross?

Lemon_Tree

sadly i also lurve internet banking, i don't 'get' folk who refuse to use it and don't check their accounts alternate days at the very least. I can understand older folk who don't have access etc but folk of my age or younger (and there's now loads of them )who don't do internet banking when they have internet/computers etc is just bizarre. I wonder if they're too busy having a life to need to keep checking things.....

Cheery_Daff

I find bank accounts misbehave if I don't keep an eye on them LT! Pesky little blighters :rotfl:

ZTD - haven't calculated it properly at all :rotfl: Hang on....

They're deducting 1/260th of salary for each day on strike - which is £111 per day (before tax etc). I assume they'll deduct it before tax etc? In which case I'll probably pay slightly less tax?? No idea - I'm willing (probably foolishly) to trust they're right