📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Daffy's 'a nice cup of tea cheers you up' diary

Options
189111314347

Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oof, that is a long time - no wonder you find it hard to be enthusiastic. "one last push" and all that, sure - but even thats a long time. Well, it *will* be over before long - Doctor Daffs!
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 95,588 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep plodding hun x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cheery_Daff
    Cheery_Daff Posts: 17,161 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks lovelies :)

    Just found £1 under a Freddo I was buying in the shop :) Should probably have handed it in... :o But I didn't, added it to £5 a day fund instead :o And then a nice man gave me his dayrider ticket as I was about to get on the bus, so saved 50p too :j Would have passed it on to someone else, but nobody was getting on when I got off! So feeling a bit of MSE guilt today... :o

    Ah well!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We do what we can, when we can .... don't feel guilty, Daffs, just remember to do it when you can pass a kindness on to someone else....
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,161 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks KC :)

    Had a lovely afternoon being Rock Star Girlfriend at a mini festival, then to ex-ex-mr-daffs' for tea :)

    Went to view a boring people carrier this morning... Fine, but don't think we'll be having it. Tried to book to view one tomorrow, but the man's away til Tuesday :( Then tried to organise going to see a van in Hull tomorrow (on ebay, auction ends at 6, and Mr Daffs' family lives in Hull) - but it turns out that auction ends at 6 IN THE MORNING, not in the evening, and as mr Daffs is now out at a paying gig, we ain't going over tonight :( And it's very stupid to bid without looking I think!

    Pah!

    So not much luck on the car front today! Oh well! A nice up of tea I reckon ;)
  • Cheery_Daff
    Cheery_Daff Posts: 17,161 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still no luck with vans... And yet again got sucked in to spending another day that I'd put aside for PhD stuff on noseying about ebay, preloved, gumtree, autotrader etc... This really has to stop!

    Also had a *slight* squabble with a young man at the insurance company who insisted he'd never heard of a vehicle insurance policy that lets you drive another vehicle with the owner's permission. That's funny, I said, because Mr Daffs had one for over 20 years :p But apparently they don't exist, and never have done :mad: So how are we meant to test drive a new car if we're buying from a private seller and not a garage? Apparently we can ring up when we've bought it and put it on our policy to drive it home...

    ... except that we can't, because it's a van policy that you can't add cars too :rotfl: I did laugh very loudly at that point! :rotfl:

    So it looks like we'd have to pay £21 for a short term, one day insurance policy for a car just to test drive the damn thing (or buy from a garage, I suppose...).

    Anyway, it's all exceptionally tedious, and has wasted yet another PhD day :eek:

    Oh well, I'm in work tomorrow, so at least that should keep me out of mischief!

    First day of proper new budget today too :j And I bought some kiwi fruit and yogurt to celebrate :rotfl: Also found some change in jeans pocket - must add it to the July total :T Fees money was scheduled to go out today, but it hasn't - hopefully tomorrow. And I've booked train tickets to work for this week, so that's saved me £2.30! :j

    Bleurgh - head completely full of van things and can't really concentrate on anything else :( And the stupid thing is, it really isn't a big deal, we could pretty much get by without a vehicle for a couple of months (forever if we had to!), but it's quite addictive looking and comparing... :rotfl: Today's been full of mpg calculations... :rotfl:

    (really must go to bed before I get sucked in again...)
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hey cheery - hi just off to catch up

    Um driving - if you're fully comp on your own vehicle - you can drive another vehicle with the owners permission - but you'll only be insured 3rd party on the other persons car (IYSWIM)

    Off to catch up properly
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hello again

    Bleurgh to PhD writing up

    Yay to good MSE karma and budgets restarting - hugs to the van stuff. What are you looking for at home aside the camper we have a berlingo - they are brilliant hold tonnes and aren't too expensive to buy or run - I've a 1.4 petrol 2002 one and its awesome. I've had it from new and to be honest I'd have another one in a shot - they are fantastic.

    Its also the car we had in france purely by accident but it had a big enough space for 2 bikes, 4 big bags, 4 hand luggage bags, 4 people and tonnes of extra room.

    Dead cheap to insure too. you can get them as cars or vans - I got the car version so I could use it as a van when I needed for my plant business IYSWIM and a family car too.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Cheery_Daff
    Cheery_Daff Posts: 17,161 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI Fay - good to have you back!

    That's what we thought re the comp insurance - but bloke was insisting that was a 'common misconception' and that actually you could only drive someone else's in a medical emergency (and we haven't got comprehensive insurance anyway!)

    Funnily enough, we've been looking at a Berlingo :)

    Basically what we're after is something that we can lie down and sleep in :) We reckon we could probably just about do it in a Berlingo with Mr Daffs diagonal :rotfl: Only need 2 seats. Would have just gone for another van (just a bit smaller, and a LOT quieter and more reliable than ours), but seem to be able to get an ancient 7 seater MPV thing (!) in the same condition as a van for less money, so we figured take all the seats out and it's pretty much a van but with more windows, quieter, and better fuel economy... :rotfl:

    (but we're still looking at Berlingos, just getting a little excited at the thought of enough room to lie down in! :rotfl:)

    Best get going to w*rk - bleurgh!

    xx
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How interesting about the berlingo! I love the idea of being able to sleep in it. Just done a google on the name, and a van version from 2007 came up, at £5490 - its really nice, doesn't look as unwieldy as a camper van, but it could do much the same thing. My dream when I stop the counselling work is to rent the house out and zoom off somewhere in my own little van..... I think you two might have just helped me take one step closer to that dream ....
    2023: the year I get to buy a car
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.