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NOTICE TO NEWCOMERS - Part 7 !!!!!!!

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Comments

  • Helen42
    Helen42 Posts: 83 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thanks Tixy not sure i should reply in here Sunnyloo says i should start a new thread but will reply.

    yes in a DMP for the last 2.5 years, no the payment is not above the minimum payment, and they did freeze interest right until 3 months ago. phoned marbles they said if we paid £5 a month they wouldn't but as we are paying more then £5 they are charging 1% interest wrote to marbles twice now in two months still no reply, DMP company )Pay plan) say they can only resend financial statement and hope.

    Cause of them it now looks like the debt will take over 10 years to pay off with this interest and we retire in 7 years which will mean we wont be able to afford the payments we are making now and we will have to go bankrupt then so we think we may as well quit work now and do it anyway,
  • AllieBallie
    AllieBallie Posts: 739 Forumite
    love that bump looloo, is it a bumping manatee?!
    Those that matter don't mind, and those that mind don't matter :o
  • Helen42
    Helen42 Posts: 83 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Sorry whats bumping?
  • Tixy
    Tixy Posts: 31,455 Forumite
    Hi Helen - bumping is posting on a thread to 'bump' it back to the top of the forum for people to see. People do this on their own threads if they haven't had a reply and we do it on this thread to keep the message/warning about trolls near the top for new people to post.

    Thats really annoying about marbles- maybe they will sell your debt on to a debt collector sometime soon who are then often more willing to freee interest. Very annoying in the meantime though. Are they one of your larger creditors?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    love that bump looloo, is it a bumping manatee?!


    Yep I love Manatees........ they are just so cute...............
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
  • Helen42
    Helen42 Posts: 83 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you for the info on bumping

    Yes they are the largest creditor its sad when people want to pay their debts back that it ends up that certain creditors make it almost impossible for people to pay them.
  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    Helen42 wrote: »
    Thanks Tixy not sure i should reply in here Sunnyloo says i should start a new thread but will reply.

    yes in a DMP for the last 2.5 years, no the payment is not above the minimum payment, and they did freeze interest right until 3 months ago. phoned marbles they said if we paid £5 a month they wouldn't but as we are paying more then £5 they are charging 1% interest wrote to marbles twice now in two months still no reply, DMP company )Pay plan) say they can only resend financial statement and hope.

    Cause of them it now looks like the debt will take over 10 years to pay off with this interest and we retire in 7 years which will mean we wont be able to afford the payments we are making now and we will have to go bankrupt then so we think we may as well quit work now and do it anyway,

    O sorry Helen I just didn't want any advice to get lost here.

    Sorry you are having a rubbish time - ridiculous that they won't help you esp as you are willing to pay

    x
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi all
    Love the 3 coloured bumps on one page - very bright and cheerful:D

    Quick visit between work sessions, back later
    :) The time you enjoy wasting is not wasted time :)
  • Tixy
    Tixy Posts: 31,455 Forumite
    A New page so time for Pania's wise words again

    Please don't be put off by the trolls/AEs and spammers. Most people are here for the right reasons to give advice and share tips.
    troll_green_4Dsq4A.png
    Well that page went by quickly!
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • AllieBallie
    AllieBallie Posts: 739 Forumite
    I think one notice is enough for this page! :D
    Those that matter don't mind, and those that mind don't matter :o
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