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Student Loans

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  • AnxiousMum
    AnxiousMum Posts: 2,709 Forumite
    Part of the Furniture Combo Breaker
    Asa wrote: »
    i am wanting to borrow a few thousand to pay for my chef whites, new, decent knife set, a car, lessons, insurance ect as im in a bit of a vicous circle.

    And in your last post, you say you bought them a couple of years ago......
  • Asa
    Asa Posts: 59 Forumite
    AnxiousMum wrote: »
    And in your last post, you say you bought them a couple of years ago......

    yes.. i did but they need replacing, as stated somewhere i bought them when i was 16, im nearly 19 now and im obviously grown alot and some of it got stolen.
    My only credit: Contract phone for £25 p/m they gave me (no joke!) 3x 8gb micro sd's, 1x extra battery, 1x spare charger, SIXTY QUID CASH!, TWENTY FIVE POUND CHEQUE!, 2x 2gb micro sd's, SE Satio, 300mins, 3000txts, unlimited internet! from P4U too! :beer:
  • Davidboy
    Davidboy Posts: 922 Forumite
    ASA - sorry cant help with your loan query, but just wanted to say I am disgusted at the comments made by some of you on this thread.

    The guy is askng a questions, either help or shut up.

    Martins message - no one asks a stupid question. You were all young once, give the guy a chance and give him some help for gods sake.

    Now either post a sensible reply or go and boil your heads.


    D
    What goes around - comes around
    give lots and you will always recieve lots
  • Wutang_2
    Wutang_2 Posts: 2,513 Forumite
    Davidboy wrote: »
    ASA - sorry cant help with your loan query, but just wanted to say I am disgusted at the comments made by some of you on this thread.

    The guy is askng a questions, either help or shut up.

    Martins message - no one asks a stupid question. You were all young once, give the guy a chance and give him some help for gods sake.

    Now either post a sensible reply or go and boil your heads.


    D

    no one asks a stupid question!! love it
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Asa
    Asa Posts: 59 Forumite
    edited 6 June 2010 at 6:25PM
    Wutang wrote: »
    no one asks a stupid question!! love it
    *cough* *cough*
    Wutang wrote: »
    Asa, you are coming across as a real dense person. Are you really dense?

    https://forums.moneysavingexpert.com/discussion/comment/33515405#Comment_33515405
    DavidBoy wrote:
    ASA - sorry cant help with your loan query, but just wanted to say I am disgusted at the comments made by some of you on this thread.

    The guy is askng a questions, either help or shut up.

    Martins message - no one asks a stupid question. You were all young once, give the guy a chance and give him some help for gods sake.

    Now either post a sensible reply or go and boil your heads.


    D

    thanks!

    makes best sense i hear today :)
    My only credit: Contract phone for £25 p/m they gave me (no joke!) 3x 8gb micro sd's, 1x extra battery, 1x spare charger, SIXTY QUID CASH!, TWENTY FIVE POUND CHEQUE!, 2x 2gb micro sd's, SE Satio, 300mins, 3000txts, unlimited internet! from P4U too! :beer:
  • joanne_d_3
    joanne_d_3 Posts: 715 Forumite
    GUYS!!!

    He's just 18...dont you think maybe a lot of you are being way too harsh on him???

    If this were your son/daughter would you appreciate people speaking to him in the way you all are ?

    Wutang - i find you the most arrogant obnoxious person on this whole board !!!

    And ...... before you come out with some total crap that i wouldnt wana hear anyways... YOU ARE ON MY IGNORE LIST ...!!!
  • My son had a student loan from the student loan company. Can you get a grant? He did for the first 2 years but then he could only have a student loan. He didn't have as much as you were asking for - he had enough to pay for his course and about a thousand spare which has to be paid back when he has a decent job. Unfortunately i do not think you would be able to get a loan at your age and because of course you are in college. I don't know what someone in your situation could do. Sorry
  • MrsManda
    MrsManda Posts: 4,457 Forumite
    To the OP,
    as said throughout this thread and the thread where you asked the same question on the Student Money Saving board, there are no loans available to you where you get the money now and only have to repay after you start earning over a certain amount. These are a specific type only available to students in higher education on a eligible course.

    Therefore any loans you may be able to get will need to be paid back from day one and are likely to have a high interest rate.
    If you are guarnteed a job already then a credit card company MAY be willing to give you a 0% credit card for 16 months but you are unlikely to get the amount you feel you need.

    There a number of grants from charitable agencies around which you may be able to apply for but again, a lot won't give you money unless you can prove hardship. How are the rest of the people on your course coping? Do they have jobs/loans? Could you ask for a set of knives for your birthday? Have you contacted your college's student support to ask for advice?

    Take the advice that everyone on these boards have given you. Stop thinking you'll be able to get the equivalent of a student loan as that is not possible in your case.
    Contact your college's student services, ask if they'll give you a hardship grant or loan.
    Look at the grant search link above and see if you can apply for any grants on there.
    Apply for every job in your area, not just catering/hospitality ones.
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