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If i could turn back time i would............. (my diary)

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Comments

  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Hey, I wanted to ask how the money in envelopes works....
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Money envelopes work really well, Kat i budget what i need cash for for the month, for example i have brownie fees, kids sports club, milkman, petrol,school dinners over the month, so i take out enough money to cover and put into allocated envelope, some people have a grocery one but i do my grocery shopping online, so next week when DD goes to pony club i already have the money put aside, or the end of the month when they send the school dinners bil the money is there and can be paid straight away.

    Work good today, tea tonight is sweet and sour chicken yum yum, right better go hoover the living room and mop through.
  • Morning, not a very exciting day today, have work and thats about it, need to pay £6 today for childrens sports club so it won't be a nsd.

    Woken with a snotty nose, hope i'm not starting with a cold, alot of the children i work with have been coughing and sneezing so no doubt the little darlings have passed on there bugs.
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    That sounds like a good idea - think I may do that for train, parking, petrol etc xx
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • I do it for kids bits like pocket money and clubs etc - it good you then dont have to worry for the mth (unless DH raids it grrr) I am trying this mth to have the shopping money and 'extra' money seperate aswell.....will see how it work....

    Have a good day x
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Mummy i keep mine hidden, hubby has no idea about it.
  • Good day at work, spend day as i nipped to tesco for fruit so £4.14 spent, tryng to stick to healthy eating and losing weight, went a bit wrong yesterday though as it was hubbys birthday we had an indian takeaway and chocolate birthday cake, very yum yum but very fatening and i totally pigged out, sent hubby to work today with rest of cake didn't want temptation in the house, cake is a big weakness for me, cupboards can be chocca full with biscuits and i won't touch them but cake i will sit and eat until i feel so sick.

    £4 recieved into paypal today from p!nec*ne for a survey and have withdrawn a £3 paypal payment from another survey company.

    Need to do meter readings tonight and have a general tidy up and thank goodness its Friday tommorrow i'm so ready for the weekend.
  • £20.01 recieved from quidco.
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Pennywisepoundstupid

    Sorry I've not caught up for a few days but my laptop died, all fixed now thank goodness!

    Your surveys are paying out well I need to start doing mine again now that I'm all fixed. I don't do envelopes as my DH would dip into them as well. I even have to keep my 50p summer holiday entertaining fund away from his sticky fingers, bless him.

    Mmm chocolate cake I love cake and chocolate. My weakness is cake but only homemade, I need to start baking more its just finding the time though xx
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Pennywise,

    Good im glad the envelopes have worked well for you.

    Have you managed to avoid the cold then?

    The takeaway and cake sounds absolutely devine!! I love cake too but unlike you id sit with the biscuits too haha!!!

    Friday tomorrow woohoo :D x
    Mummytogirls x

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