If i could turn back time i would............. (my diary)

pennywisepoundstupid

Hello all

Had a lovely lie in this morning, got up and DH cooked a lovely breakfast of sausage, egg and mushrooms on toast yum yum.

Spent most of the morning cooking, have a lamb casserole on the go, made a cottage pie, chicken currently roasting and made biscuits whilst oven was on:D, just need to make some bread.

Done a few more surveys this morning as well and have enough points to order a sainsburys voucher, have also withdrawn £25 from Paypal, no luck with ebay this weekend, none of the 5 items sold that finished today:( but have relisted, one item ends tommorrow but that only has a 99p bid on it, oh well better than nothing.

Taking kiddies trick or treating later just around the village will probably be out no more than half an hour, need to put up some Halloween bits by the door and put sweets in a big bowl ready.

Back to school for DD/DS tommorrow, need to make sure bags are packed and uniform is out ready, seems to have flown this week.

pennywisepoundstupid

Have been a good girl and paid £25 off Halifax card and when £25 from paypal clears i will also pay that off Halifax.

pennywisepoundstupid

Well its monday and my 2 are back to school, i don't go back until tommorrow so thought as i was child free i would go crimbo shopping:eek:, i now have a banging head but at least i have almost bought all presents, just have a couple of things to buy DD/DS (will order online) and need to get some nice choccies for relatives, Thorntons didn't have any decent offers on so will wait and keep an eye out in the supermarkets and get them whilst doing a shop, need to get wrapping paper and crackers will go to Home bargains for these and have plenty of xmas cards left from last year So now i am officially skint, all the tax rebate has gone and have spent all vouchers from Surveys.

I don't know about anyone else but i kinda want to get these year over and start a new Debt busting one;).

Made £1.60 on ebay today, have done a couple of surveys since picking kids up from school, but none are ready for paying out.

Cialilerin

Hope you enjoy work today - I went back yesterday and it was great

pennywisepoundstupid

Just a quick update as i havn't much to tell.

Back to work yesterday and it was good to get back to it and i do miss the children i work with when i'm off:).

Top i ordered from Evans arrived, used the £5 off and free delivery codes, was a bit skeptical and didn't think order would go through but i was wrong and i have a new top for work that cost me £1.40:j, so happy bunny and shall wear tomorrow.

On the money front not much has happened, withdrawn £3 from l!ght$peed today so that will hit Paypal in a couple of days apart from that just plodding through any surveys at the moment.

I'm really willing the days away at the moment and just want the New year here feel like i can't properly focus on debt busting until after christmas, oh well.

o2bfree

pennywisepoundstupid wrote: »

I'm really willing the days away at the moment and just want the New year here feel like i can't properly focus on debt busting until after christmas, oh well.

I know that feeling and add to that the spending I am doing with the new kitchen I feel I am just treading water.
It will soon be here and gone, as always, over too quickly.

pennywisepoundstupid

Not posted much this week busy getting back into work.

Not a lot going on anyway, just seemed to be spending rather than saving, £25 yesterday on Horse riding for DD and today children have mufti day at school so £1 each for that, also 50p each for a poppy don't mind this.

Should have done a food shop yesterday with this weeks £50 but was so busy never got to Tesco's, not going today as its half day at work and could do with spending the afternoon blitzing the house whilst no children are in it ready for the weekend, just wondering if i can get away without any shopping this week as i'm not going food shopping this weekend hate doing a main shop when its busy and have the kids with me, taken mince out of freezer, going to have meatballs in tomato and basil sauce and pasta for tea, if i do some baking this evening and make soup for weekend lunches i reckon i might just be able to manage until Thursday, gonna give it a go:eek:, will do a meal plan this evening.

pennywisepoundstupid

Oh forgot to add meter readings were put in yesterday and i've used £16.26 in electric:( and £3.34 in gas:D this week, need to get that electric down:mad:.

pennywisepoundstupid

:mad: Recieved Halifax CC statement this morning and they are stopping online payments unless you have a current account with them, really annoyed as i was wanting to start overpaying on this as much as possible once christmas was out of the way, but now means i have to pay by cheque or at the bank, jsut don't understand why in this day and age they are doing this, the muppets.

BUT had a letter last week from Barclaycard they are now paying money off highest debt first, so i'm now wondering if i should transfer Halifax balance onto Barclaycard as i have an offer off BC 0% until April 2011, throw money at this and close Halifax card, i think this would make sense.

Off to make bread and have a think.

pennywisepoundstupid

:mad: 0% offer from BC ran out on 31st oct, really fed up now, just going to have to save up all the little bits and when i've say got £20 post them a cheque its the only way i'm going to be able to over pay on the halifax card.