June 2010, 80 payments to go............

[Deleted User]

21 days in a row???!! they better give you some serious perks or holiday for that!
well done on the xmas shopping tho! yep any present bargains pls share
and let me know how the daily money goes- am thinking whether to do mine weekly or monthly at the mo!

tootallulah

Dear All, I am saying this very softly my heating has come on, I don't know how or why but it is bliss. Coffee £2,

tootallulah

The heating switching on was a one off but I am at home awaiting the rep of the boiler company following my email to the MD. It is so cold today that I would probably pay pretty much anything to get the boiler working, I must be careful not to appear too desperate!. In the last two days I have spent £4 on coffee and I am back on the £5 a day spends which is going well.

At work tomorrow, but if we are progressing well I don't have to go in on Sunday which will be good. I am wrapping presents tonight and having an early night.

cha97michelle

Sounds a good job you have all your shopping done working that many days in a row. Hope the heating gets sorted pretty quickly for you too. Must be pretty parky in your house.

tootallulah

Heating on, no charge. RESULT.

[Deleted User]

Great news!!

black_taxi_2

concentrating on the smaller daily things all the time for next 5 years---you will end up in a mental home.

much better to turn it round--reach for a monthly financial target---when reached enjoy your latte or movie

main thing is you hav a plan/time-scale---thats good

CathT

Yay! you have heat!

tootallulah

I am getting ready for January when the great payment quest really begins. I think that I will be at £175k, with all of the work on my house complete and carpets down but no kitchen furniture or a dining room table, they can both wait for a while. My plan is to buy a table when I reach £160k and the kitchen furniture when I am at £150k.

The great question is what do I set as a target for year 1? it has to be £25k paid off I think.

I spent £2 yesterday on coffee.

museumworker

Lost last post - just to say great news on heat situation, not a moment too soon!

£25K would be amazing!! How much of a stretch would that be for you? I think it needs to feel a little scary to motivate you - but not scary you want to hide under the bed! And do you have a limit as to how much you can overpay in a year? Ours is 10%.