📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Gentle Jump into June? Did we mention NOT spending...(well this is the NSD challenge)

Options
1457910143

Comments

  • franby64
    franby64 Posts: 944 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 1 June 2010 at 8:24AM
    Can I join in this month please?

    I'm going to try for 12 NSD's this month mainly by cutting out daily food shopping.
    And other than my grocery budget I haven't got much to spend anyway :D!

    ETA moneypenny2k - my birthday month too! and I demand sunshine!
    August Shopping Challenge. 26/8. Budget £250 Spent £256.81.. £6.81 over. So £0.00 a day left.
  • moneypenny2k
    moneypenny2k Posts: 1,122 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    franby64 wrote: »
    Can I join in this month please?

    I'm going to try for 12 NSD's this month mainly by cutting out daily food shopping.
    And other than my grocery budget I haven't got much to spend anyway :D!

    ETA moneypenny2k - my birthday month too! and I demand sunshine!

    LOL I demand sunshine too, but not sure we'll get it unless we move to a nice quiet tropical island somewhere... come to think of it, that might be a good idea. Less shops, if we're thirsty or hungry grab something off a nearby tree.... zzzzzzzz excuse me whilst I daydream
  • :hello:

    Well, im gonna go for my nemphesis of 20 NSDs again please Spoony.
    Didnt quite make that dancing eleflump last month... 18/20.

    Anyhoo, the sun has set on the first day of the month here so can declare 1/20

    :)
  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    How am going to explain these tattoos and the donkey in the back garden, doggles is not too keen!!!

    Still haven't found BigMumma and Brighton nearly burned down cos all the firemen were busy, and we won't mention the environmental hazard of the pile of purple pooh, from assorted livestock, my Hubert apologises but says it not alll his!!!

    So going to keep a very low profile to-day and declare early is this a record?????
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hello, can I join you all please? My spending has increased a lot recently, and I need to get it under control again. We have a lot on this month, but I'd like to go for 10 NSDs please. I'm looking forward to it, and think today could well be my first :j
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Natty68
    Natty68 Posts: 3,467 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Solvent can you put me down for 17 NSD's this month please? I have a heavy month with bills so really need to not spend as much.. :)
    Mortgage Free as of 20.9.17
    Declutter challenge 2023, 2024 🏅 🏅⭐️⭐️
    Declutter Challenge 2025
    DH declutter challenge award 🏅⭐️
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Not a NSD for me today unfortunately after doing so well on the bank holiday weekend (2 NSDs out of 3).

    Haven't spent much though-
    £1 on bargain toothpaste in Pound shop
    £1.99 on padded envelopes
    49p on big envelope
    £1 on 4 cans of Diet Pepsi in Farmfoods
    So ....... £4.48 total

    About £8 postage of ebay items but I'm not counting that as the money for that is paid to me (may even be a little bit up on postage).

    Tomorrow should be a NSD as I can't think of anything I need and I'm off work so not going far.
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    Guys no one will think you are daft for starting low, at least you are starting!! :T

    Trust me it does get easier & so addictive once you start, i found it really helpful to keep a spending diary in my first month, it showed me where i could have done things all on one day to let me have NSD's on other days, & also where my spending was unnecessary, or out of habit or emotion. Once i knew these things i could start tackling the issues behind the spending, with the help of the fabby posters here, & hey presto my NSD's increased dramatically!!!
    Now i hate spending & ruining an NSD & the amount of unwanted food & junk entering my house is much lower :j

    Good luck & make sure you shout up when you are struggling so we can all impart [STRIKE]*large amounts of waffle*[/STRIKE] words of wisdom!
    Wot she said^^^:D
    QUICK GUIDE FOR NSDING.
    1. We don't use the F-word *glances knowingly toward a certain LK (see below)* & it is not a race. There is a number we aim for & that is all it is--celebrate when you get there & just keep trying when you don't.
    2. Think long & hard about what YOU want to include or exclude from qualifying spends. It is YOUR Challenge, so if you want to count in the cat's flea powder but leave out the milkman, that's up to you.
    3. Anything you think we can help you with, shout out! Most of us returnees have come up against a quandary very similar to whatever you're experiencing & we are more than willing share our solutions.

    Think that's it really..keep popping in if you can as some good, imaginative ideas soon gets lost in the general support. Most of all--Enjoy!
    ....let's do this! :D*starts brass band behind your band wagon!*....Spoon - that looks a bit like a contract I've been written into there!!!! Quite concerned what i have actually signed myself up for....See my bit above your bit, where I responded to BDINI's bit :p

    Hope you're right BDINI (on the it gets easier bit!) I'm going to do a spending diary though I need to find a notebook somewhere in the house as i think it defeats the purpose of the exercise if i buy one! :D
    In some ways it becomes easier; the spending diaries high-light potential traps & you develop strategies to avoid them in the future. But then --as already mentioned--seeing your nsd total rise gets very addictive, so you start to push yourself even more :p As for a diary, some folk have used their mobiles--it looks like you're sending a text so no-one is any the wiser..just a suggestion.
    littlekel wrote: »
    ....failed.... :mad: ....
    :angry:naughty: Repeat after me Class..We don't do F! We don't do F! We don't do F!
    I am so anti that particular sentiment because the very fact you have taken note of days you haven't spent, is an achievement to be acknowledged :o Many folk say it is the silly £1 here or two quid there that prevents an nsd..just see how many we collectively managed last month alone & then turn that into pound coins. We could have booked Fat Boy Slim to play exclusively for us for all of our Brighton week-end for that :rotfl:
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • jet77
    jet77 Posts: 1,586 Forumite
    Hi :hello:

    I've got limited internet access atm and can't come on as much as I would like:(

    I managed to hit my May target 15/15 :j and am therefore going to go for 20 NSD's this month :p

    To help me on my way I've planned my budget monthly and am going to try shopping monthly ... here goes ... Good Luck Everyone :T:T
    JUST DO IT ONE BRICK AT A TIME
    PROUD TO BE DEALING WITH MY DEBTS
    Weekly Budget: groceries£50/petrol£50/Unnecesary£15
    DEBT PAID = 58% (£4,212/£8216):T
  • kathy40uk
    kathy40uk Posts: 874 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 1 June 2010 at 1:14PM
    Please can I join in again? I really want to try for the 15 again this month. I have lost it a bit over the last couple of months and want to get back on track

    Thanks for the wonderful thread and advice, have picked up in myself just reading it today. These new shifts are really tiring me out and I think I am spending more at the end of a long day so along with NSDs I am going to try to look after myself a bit better this month too

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.