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Into the unknown....

Hello!
I've been lurking for some time now, but as this week marks the beginning of a new chapter for me, I thought I'd look for some support / advice from the experts.
I'm a single parent, and several years ago was massively in debt. I sorted out my own DMP, sold my house and pretty much clawed my way to living a reasonably comfortable lifestyle. However, I've just lost me job (great timing) and although I've had a bit of a payout from the company I was working for and therefore have a bigt of a cushion, the prospect of surviving on benefits until I can find another job is quite frankly terrifying!
I'm dreadful at sticking to a budget and hopelessly disorganised.

However, I'm determined that I'm not going to let it beat me and figure that keeping a diary might just help me to be disciplined and cut down on spending as much as possible.

So, this evening I shall mostly be having a look at what's in the freezer and the cupboards and making a menu plan for the week... it would have to be half term so my 9 year old with hollow legs will be at home all week and eating anything that sits still long enough.

Anyway... here goes... I'd appreciate your help as I have no friends living nearby and spend an awful lot of time on my own.

Thanks for reading :)
Annie
Say what you mean.. mean what you say... without being mean.
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Comments

  • Herewego
    Herewego Posts: 2,541 Forumite
    Welcome Annie,
    Looks like you have been doing very well at clearing your debt, sorry to hear about your job. I was in a similar position at the start of the year but found a new job quite quickly so good luck I will be following your journey.I love ebay and amazon for a bit extra cash.
    You will meet lots of new friends on here, I'm sure you wont get lonely :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    hi annie! sorry to hear the loss of ur job! menu planning is a great way to save the pennies! i do it every month. good luck! here for a chat anytime! *subscribes* xx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • AnnieG
    AnnieG Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Hi both and thank you!
    I've seen a couple of jobs, but both would involve me moving :0/ but... I've applied anyway and will see what happens.

    I've just discovered that I've got LOADS in my freezer, so there's no chance of me wasting away just yet (damn!)
    Say what you mean.. mean what you say... without being mean.
  • Herewego
    Herewego Posts: 2,541 Forumite
    I went through my cupboards a few months ago and found loads of tins out of date.
    We had 2009 beans last night and 2008 spaghetti tonight just dont tell my DH ;), last year they would have gone in the bin :money:
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • AnnieG
    AnnieG Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Haha!! I approve, and think my meals for the coming week may be very similar!
    Say what you mean.. mean what you say... without being mean.
  • Krisp_3
    Krisp_3 Posts: 234 Forumite
    Pah! Use by dates! I see them as a challenge rather than a rule to be followed... ;)
    :DAiming to be debt-free June 2011 at the latest!! :D
    :jPaid off £6,143 - Egg loan cleared 26 May 2010:j
    :p Save on lunches in June Challenger # 5 - £0 aim/£0 spent!! :p
    :) 8/15 NSDs June 2010 :)
    "I wish dear Karl could have spent more time acquiring capital than merely writing about it." - Jenny Marx
  • Mrs_Jojo
    Mrs_Jojo Posts: 169 Forumite
    Use by matters, best before is just a guidline:-)

    Hi Annie, I'm sure you will be back in work before you know it, and at least you are planning not to get into debt while you are out of work - well done you!
    Aiming to be debt & mortgage free by November 2018!
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Hi Annie :)

    I am sorry to hear about your job but from your sig it looks like you have done very well already :T

    Good to hear you aren't old Mrs hubbard just yet :D. Lets all keep our fingers crossed that a nice new shiny job appears for you this week.

    x

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • AnnieG
    AnnieG Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Thank you... I emailed an application yesterday, and have another one nearly ready to go, so hopefully I won't be twiddling my thumbs for too long.
    So.... today I need to go to the shops for a couple of bits. I usually go to Mr S as it's right opposite the house, but think I might venture to Mr M's today as I think it might be a bit cheaper. I want to make a proper 70s pineapple upside down cake (glace cherries included!) and some biscuits. DS is back from his weekend at his dad's later, but is going to a party so I don't need to feed him properly but he'll want snacks... he always wants snacks! He's sleeping over so it'll just be me again tonight.
    I've got an appointment to sign on for income support tomorrow so I need to dig out the hundred or so documents they need to see... which means the afternoon will more than likely be spent trying to sort out the chaos that is my cupboard under the stairs. Unfortunately my filing system pretty much amounts to opening the door and flinging stuff in there. Sometimes it gets 'filed' in a carrier bag first. Must be more organised.....
    Righty, I'm going to get started with the day, I got way-laid by a double bill of Will and Grace this morning so I'm a bit slow out of the blocks today!
    Say what you mean.. mean what you say... without being mean.
  • whatatwit
    whatatwit Posts: 5,424 Forumite
    Part of the Furniture Combo Breaker
    Hi Annie, another person that went to the same filing school as I did.
    I have got folders for most things, so why does it all end up in carrier bags slung into a cupboard?

    Good luck with the job applications.
    Official DFW Nerd Club - Member no: 203.
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