📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Challenge - Debt free in two years!

Options
1…2425272930…84

Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Don't you dare feel bad, you deserve it and I'm sure you will be putting it to good use!

    Am very pleased for you x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well done congrats on the payrise and bonus, but dont you be overtaking me on the DFD the race is still on just had a review and im hoping for 16 more paydays bet your working your out now LOL
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Ceniza
    Ceniza Posts: 761 Forumite
    Woowoo wrote: »
    Don't you dare feel bad, you deserve it and I'm sure you will be putting it to good use!

    Am very pleased for you x

    Thanks :)
    Herewego wrote: »
    Well done congrats on the payrise and bonus, but dont you be overtaking me on the DFD the race is still on just had a review and im hoping for 16 more paydays bet your working your out now LOL

    Thank you - WOW you must be making some serious payments to your debts to clear it that fast :T
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Herewego
    Herewego Posts: 2,541 Forumite
    Im hoping to increase payments as our mortgage rate is dropping freeing up an extra £400 a month, then if I dont feed anyone or allow any treats we should make it in 16 months ;)
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Ceniza
    Ceniza Posts: 761 Forumite
    Sounds like a plan! I should be able to take a chunk out of mine with my bonus now I know what I have, although Hawaii and New York is coming out of that too. Ah, looks like we'll be having some healthy competition with beccie then :D:D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Herewego
    Herewego Posts: 2,541 Forumite
    Love a bit of competition just wish I could hold the interest it would make life so much easier.
    I would be using a chunck of bonus too if I was off on holiday there, you make sure you enjoy it.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Ceniza
    Ceniza Posts: 761 Forumite
    Thanks, I'm sure I will! Then when I get back it's bedt busting overload :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Ceniza
    Ceniza Posts: 761 Forumite
    Ceniza wrote: »
    A little bit of good news today. My car insurance is up for renewal and managed to get it down more than £300 :D This means I can pay it all off in one lump and free up £78 a month I was spending before on my insurance :D:D:D

    Hope everyone had a good weekend?

    Even better news on the car insurance. I called Elephant, the company I'm currently with, and told them their £734 offer to renew was a joke, and managed to get them down to £313 saving me over £400 a year!!!!! :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Can you send some of your good luck my way, your on a roll at the moment!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    Woowoo wrote: »
    Can you send some of your good luck my way, your on a roll at the moment!

    If that were possible I most definately would :)
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture