The Challenge - Debt free in two years!

Ceniza

Thanks

I'm hoping after the holiday I'll have a fresh energy to clear even more of this debt. I just wish it could all be interest free, because seeing that amount of interest coming out every month is soooooo distressing! I wish I could BT £18k to a CC for like 2 years LOL

Woowoo

Hi Adam

Fantastic news getting sub £21k you are doing amazingly.

Don't regret the holiday, just enjoy it x

Ceniza

Thanks Woowoo - I'm sure it's be a great holiday! Just will be mindful of what we're doing over there as to have some lose change when I come back. Fortunately, none of this is on credit, it's all paid for out of my wages, so I don't feel bad in respect of building up more debt, just not clearing as much as I could.

I can't believe it's already Thursday, this BH week has gone real quick!

RumPunch_2

I can't believe you're going to Hawaii! You must have laughed when you saw what I'd called my diary! How wonderful, I hope you have a brilliant brilliant holiday. New York is wonderful too, you'll love it!

Well done on getting sub 21k too, it definitely gets a bit obsessive, I was like that the first time. I'm lucky, its much more manageable this time but I have still spent a lot of time studying spreadsheets thinking they'll look different if i look long enough. Have to say, they look a bit blurred tonight, probably the wine though!

Will suscribe and see how you get on. When do you fly? Remember to try and get an upgrade!

Ceniza

RumPunch wrote: »

I can't believe you'r going to Hawaii! You must have laughed when you saw what I'd called my diary! How wonderful, I hope you have a brilliant brilliant holiday. New York is wonderful too, you'll love it!

Well done on getting sub 21k too, it definitely gets a bit obsessive, I was like that the first time. I'm lucky, its much more manageable this time but I have still spent a lot of time studying spreadsheets thinking they'll look different if i look long enough. Have to say, they look a bit blurred tonight, probably the wine though!

Will suscribe and see how you get on. When do you fly? Remember to try and get an upgrade!

Hey RumPunch, thanks for stopping by. When I saw your diary name it did make me smile

I'm flying out on the 17th of this month, so just a couple of weeks away :D:D

Enjoy your wine

RumPunch_2

I did, thank you! It didn't help with setting up the new blackberry (£10 a month cheaper than my old phone) either.

Only 15 days to go.....

did you apply online for your USA visa? £14 after 8 Sep!

Ceniza

Wine + new technology = LOL. I hope you got it set up okay in the end?

I have the visa waiver sorted out. Really everyone should do this now just to avoid paying for it if they're going to America anytime soon!

Ceniza

I was sitting here today, reading the forum, wondering what the people I converse with everyday actually look like, and in my head, I have you all looking a different way haha, for example, I'd imagine beccie to have short brown hair, always smiling, wears white trainers LOL. I bet I'm a million miles away, but to be you all have a specific look LOL

Kepp

Ceniza wrote: »

I was sitting here today, reading the forum, wondering what the people I converse with everyday actually look like, and in my head, I have you all looking a different way haha, for example, I'd imagine beccie to have short brown hair, always smiling, wears white trainers LOL. I bet I'm a million miles away, but to be you all have a specific look LOL

Ha ha I do the same thing!

I'd be cheating if I guessed with Jody as I'm friends with her on FB.

I have medium length brown hair with bleached streaks through it so you're close. Most days I'm wearing a very battered pair of black Converse. But that's lovely you think I'm always smiling, I do try to as much as possible!

I've imagined you tall, dark hair, blue eyes and glasses - am I close?! :rotfl:

Woowoo

I imagined Adam to be tall, with short hair, blue eyes and a slim runner like type of build?

I chat to Happy a lot on my thread, and can't imagine her to ever be in a bad mood because of her name lol!