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The Challenge - Debt free in two years!

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  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I know it does kind of feel like it's only just finished, I love it though!

    Your a busy boy this weekend then!

    18 weeks till Christmas tomorrow! Roll on the Autumn I love that time of year!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    Me too as it's my birthday in autumn, although not loving it at the moment as only have one birthday left in my 20's :(
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I just turned 30 in July, it was a scary propsect only because you realise how quickly your life is rushing by.

    I will be debt free by my 32nd birthday, which I don't think is too bad really.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    I'll hopefully be debt free by my 31st birthday. But I'm secretly holding out for a DFD of end of next near! Although, with the slow rate my numbers are coming down, I'm not sure that's going to be possible!

    Still, we can live and hope huh?
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Hi guys,

    I am dreading turning 30 and I have no idea why, it's not like my life will be over or anything :eek:, just can't shake off this irrational fear of that magic number :rotfl:.

    Is it only 18 weeks till Xmas, that's going to come round quick :D

    Have a good weeeknd.

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    No slacking on the diary front Adam, you haven't updated us for a few days!

    Hope all's ok x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    All is okay thanks - sorry for the lack of updates, but there really is nothing to update on. As I'm paid monthly most of my debt busting stories come at the beginning of the month, and then that's it for me.

    I am, however, applying for a 0% credit card to transfer the Egg balance onto. I will be doing that tomorrow through my bank, let's hope I'm accepted :)

    Oh, and I have dreadful toothache today :( Hope you're feeling better than me.
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Ceniza wrote: »
    Oh god! xfactor is on again already, I thought it'd finished LOL

    Today at work, as every day. Tonight I have friends coming over for dinner. Tomorrow there's an air show in Shoreham that I'm going to go an see, provided the weather is okay. Then in the evening I'm off to my friends. Sunday I'm out for a family lunch then to my cousin in the evening as she's just moved to the area so going to say ahoy.

    Hi Adam :wave: - that's near me! :D

    Hope things are going well. Just popping in briefly, everything I do is one handed at the mo so don't get much chance to catch up. All's good tho.
    Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)
    GOALS/CHALLENGES
    Try to get credit card to £2k by April 2012 (was £3014.94)
    PADing to clear CC 1/1/12 TOTAL: £32.00
    Ditch 100 in January challenge: lost count but way over 100!!!/100
  • Ceniza
    Ceniza Posts: 761 Forumite
    Hi Adam :wave: - that's near me! :D

    Hope things are going well. Just popping in briefly, everything I do is one handed at the mo so don't get much chance to catch up. All's good tho.

    Heeeeeey, long time no speak - what have you done to your other hand? I didn't go to the airshow in the end of account of it being such a rubbish day weather wise.

    Well, it's 13:19 and I've taken 4 Nurofen Plus and my teeth are STILL killing me! I'm meant to wait 4 hours between taking them, but in 3 hours the 4 I've had are not working :(
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Boo to the toothache are you going to the dentist?

    Fingers crossed for the balance transfer x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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