The Challenge - Debt free in two years!

Ceniza

Yeah it's really good, well worth going to see it if you can!

It's a bit early to be shouting 'roll-on payday' as it's still another 15 days for me, although, that's not really too far away now

Herewego

We went to see knight and Day didn't get to see the end DS rang to say he was poorly but from what I saw it was very good, now have to wait for it to come out on the tv to see the end.
I managed to list 7 items on ebay and so far have a few watchers so maybe some debt busting. I have also been playing with spreadsheets and now have my debt broken down with targets every 3 months just have to make sure I stay on track if I make it I will have knoocked 14 months off my DFD

Kepp

Hi Adam,

Nothing particuarly useful to say this morning...just dropping in to say hi!

Ceniza

Herewego wrote: »

We went to see knight and Day didn't get to see the end DS rang to say he was poorly but from what I saw it was very good, now have to wait for it to come out on the tv to see the end.
I managed to list 7 items on ebay and so far have a few watchers so maybe some debt busting. I have also been playing with spreadsheets and now have my debt broken down with targets every 3 months just have to make sure I stay on track if I make it I will have knoocked 14 months off my DFD

Don't think I've heard of knight and day... Might have to read up on it and maybe go have a look.

Hope DS is feeling better?

Good luck with the eBay items. I've sold a couple of things so far, a camera and phone, although they went to my Dad. I was going to eBay the, but he wanted them, so sold them to him, for a discount though.

Spreadsheet sounds good. 14 months is a HUGE difference if you can do it! Good luck I've only the one spreadsheet, but it lets me track everything I need to, including my snowball and all my repayments

beccie wrote: »

Hi Adam,

Nothing particuarly useful to say this morning...just dropping in to say hi!

:beer:

Thanks for stopping by none the less

Woowoo

Hi Ceniza

Haven't got time to catch up with what I missed whilst on hol, looks like your still on track with the debt busting though.

Anyway just popping in x

Woowoo

Ps do I have to use Ceniza or can I go back to Adam, I don't have to think about how to spell that lol?!

Ceniza

haha thanks for stopping by, please do call me Adam. I've thought about going back to the old username if I can, but not sure if it's too much hassle, and people here would be too confused LOL.

Still on track, keeping to my limit of £800 a month busting the debt. Been paying more than that, but only by about £30-£40 a month, nothing huge. Still, it all helps

Herewego

I love my spreadsheets I think I must have analyzed how to get out of debt from every angle. The only thing I havent looked at is if we get a xmas bonus or payrise next year LOL. Hmmmm might be something to play with later could I clear this by xmas 2011 :think:

jtr2803

Also just dropping in! Payday only 14 days away now :rotfl:

Ceniza

Herewego wrote: »

I love my spreadsheets I think I must have analyzed how to get out of debt from every angle. The only thing I havent looked at is if we get a xmas bonus or payrise next year LOL. Hmmmm might be something to play with later could I clear this by xmas 2011 :think:

Yeah I've not done that either - I get a bonus/pay rise in September, although I'm not adding that to my snowball because a) most of my bonus is going towards my holiday and b) I don't know how much I'm getting, if anything LOL. I always find it's best not to have an expectation or an idea of what you hope for, that way you cannot be too dissapointed, or come to rely on getting a set figure.

jtr2803 wrote: »

Also just dropping in! Payday only 14 days away now :rotfl:

13 days for me (if I'm counting correctly). Get paid on the 25th - although pretty much ALL my extra money is going on my holiday this month