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The Challenge - Debt free in two years!

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  • Ceniza
    Ceniza Posts: 761 Forumite
    WOW! spot on! I have short dark hair, wear glasses (for work), blue/green eyes lol. You're better at this than me for sure!!
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Ceniza
    Ceniza Posts: 761 Forumite
    A little bit of good news today. My car insurance is up for renewal and managed to get it down more than £300 :D This means I can pay it all off in one lump and free up £78 a month I was spending before on my insurance :D:D:D

    Hope everyone had a good weekend?
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Woo hoo, that is fantastic news Adam well done x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    Thanks :D

    Forgot to mention Lloyds also allowed me to BT my Egg card to them at 0% for 6 months, so should save about £50+ in interest!!!
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    It's all going to plan then!

    Not long till your holiday now.....
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Great news on the car insurance and the BT, just the news you wanted before going away :j

    I always wondered what a lot of my diary buddies look like, I have quite a few as friends on facebook now so I know :D, isn't it funny how you get a picture in your head of what people look like, most of the time I am way off the mark!

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Ceniza
    Ceniza Posts: 761 Forumite
    Woowoo wrote: »
    It's all going to plan then!

    Not long till your holiday now.....

    Yep, the plans seem to be in place. I get my new work contract and bonus letter this week too - could be the final piece in the jigsaw :)

    And you're right, it's not long until my holiday!!! Next week actually. Just picked up my dollars today too :D:D:D
    jtr2803 wrote: »
    Great news on the car insurance and the BT, just the news you wanted before going away :j

    I always wondered what a lot of my diary buddies look like, I have quite a few as friends on facebook now so I know :D, isn't it funny how you get a picture in your head of what people look like, most of the time I am way off the mark!

    Thanks Jody :) If you're interested the vision I had of you was long dark hair and those stylish glasses, kind of a demi moore look in her younger days wheh she had long hair LOL.
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Ceniza
    Ceniza Posts: 761 Forumite
    Don't forget guys, it's the last day today to get your free visa waivers for USA!
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Ceniza wrote: »

    Thanks Jody :) If you're interested the vision I had of you was long dark hair and those stylish glasses, kind of a demi moore look in her younger days wheh she had long hair LOL.

    Oh how I wished I looked like Demi Moore! You are right in some respects though...I do have long dark Brown hair and some nice fashionable pinky/silver bench glasses :rotfl:

    I wish I was going to the USA soon to warrant the free visa waiver!

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Ceniza
    Ceniza Posts: 761 Forumite
    jtr2803 wrote: »
    Oh how I wished I looked like Demi Moore! You are right in some respects though...I do have long dark Brown hair and some nice fashionable pinky/silver bench glasses :rotfl:

    I wish I was going to the USA soon to warrant the free visa waiver!

    It's valid for 2 years so with doing 'just in case'?

    More good news, feel kind of bad about all the good news but just got a good payrise and bonus for this year :)
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
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