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The Challenge - Debt free in two years!
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Thanks Jody!
Oh god the bad news just keeps coming! I knew I couldn't have had that much good news before without people !!!!!!!! on me to bring me right back down!
Just spoken with Lloyds to find out where my card is after my application 3 weeks ago and those !!!!!!!s have declined me!! I was told on the phone twice that my application was accepted, and now they're telling me I'm declined! I'm just so MAD!!!
Wondering what else is going to go wrong now this week! Not happyAdam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Lloyds are !!!!*ers!
How frustrating for you, especially as they had incorrectly informed you that it was approved.
At least your holiday is only 2 days away and that is going to be awesomeLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I know, I'm so angry! I wouldn't have minded so much if they hadn't said I was accepted.
I really don't know what the issue is. I have a 960+ credit score, no defaults, always make my repayments on time! Perhaps this is why, because they don't think they'll get any money out of me in terms of interest and charges!Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Sorry to hear about the phone it naffs me off when people think they can just take whatever they want. On the Lloyds front moan away woowoo and medo it all the time they are not the most helpful people.
Chin up holiday is coming and we are all jealousMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Well, it's my last day in the office for 11 days! Flying out tomorrow morning, will you miss me? LOL
When I get back it's foot to the floor with the debt busting!! I have a lot to clear when I get back, the Egg card is going right away and hopefully a chunk of the Lloyds loan!
Arrivederci all, see you when I'm backAdam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Have an amazing time Adam and don't think about your debt until you return.
Can't wait to hear all about your trip xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Missing you already, enjoy every minute of it you deserve it. :wave:MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Have an absolutely fantastic time, you deserve it!
Abd of course we'll miss youAnd if he believes that he'll believe anything...shhh...!
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Thanks guysAdam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
I am sure I am too late but HAVE FUN!! I expect pics on your return
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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