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The Challenge - Debt free in two years!

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  • Ceniza
    Ceniza Posts: 761 Forumite
    Thanks Jody!

    Oh god the bad news just keeps coming! I knew I couldn't have had that much good news before without people !!!!!!!! on me to bring me right back down!

    Just spoken with Lloyds to find out where my card is after my application 3 weeks ago and those !!!!!!!s have declined me!! I was told on the phone twice that my application was accepted, and now they're telling me I'm declined! I'm just so MAD!!!

    Wondering what else is going to go wrong now this week! Not happy :(
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Lloyds are !!!!*ers!

    How frustrating for you, especially as they had incorrectly informed you that it was approved.

    At least your holiday is only 2 days away and that is going to be awesome :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    I know, I'm so angry! I wouldn't have minded so much if they hadn't said I was accepted.

    I really don't know what the issue is. I have a 960+ credit score, no defaults, always make my repayments on time! Perhaps this is why, because they don't think they'll get any money out of me in terms of interest and charges!
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Herewego
    Herewego Posts: 2,541 Forumite
    Sorry to hear about the phone it naffs me off when people think they can just take whatever they want. On the Lloyds front moan away woowoo and medo it all the time they are not the most helpful people.
    Chin up holiday is coming and we are all jealous :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Ceniza
    Ceniza Posts: 761 Forumite
    Well, it's my last day in the office for 11 days! Flying out tomorrow morning, will you miss me? LOL

    When I get back it's foot to the floor with the debt busting!! I have a lot to clear when I get back, the Egg card is going right away and hopefully a chunk of the Lloyds loan!

    Arrivederci all, see you when I'm back :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Have an amazing time Adam and don't think about your debt until you return.

    Can't wait to hear all about your trip x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Missing you already, enjoy every minute of it you deserve it. :wave:
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Have an absolutely fantastic time, you deserve it! :D

    Abd of course we'll miss you :)And if he believes that he'll believe anything...shhh...!
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    Thanks guys :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    I am sure I am too late but HAVE FUN!! I expect pics on your return :D

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
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