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The debt free journey of an easily distracted Moog

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Comments

  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    Morning diary :)
    Made all our payments today so have done a quick siggy update - our DFD is now back in 2012 :j Have been looking over the snowball, and factoring in the end of DH's RBS loan in June 2012, and my (hopeful) bonus in April we may even make it in September/October :D We've increased our snowball payment to £950 a month, so just need to be really disciplined with the budgets to make sure we can make it every month. If our DFD slips back into 2013 we'll have to postpone starting a family until it's a bit closer, and I'm really not keen on that! :o Originally we hoped to be DF before starting to try, but moving house and the car being written off have set us back by about 6 months :( we've agreed that if we think we're only 4/5 months away from being DF we can start trying though, so fingers crossed for a good bonus next April.

    On that note, better get on with some work and try to exceed all my targets :cool:
    Little monkey born November 2012:j
    Froglet due March 2016 :D
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Excellent news on the DFD being back in 2012 x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    Morning diary:)

    not having a good day so far, terrible sleep last night as my back woke me up every time I turned over :( Working at home today, as couldn't face getting in the car, or wearing anything with a waistband tighter than my PJs. Had loads to do in the lab today, but stuck at home with my paperwork instead, zzzzzzzzzz Still loads to do, but no motivation :o
    nice and sunny in the garden though.....:cool:
    someone give me a boot up the !!! to get some work done, or i'll end up having to do it on BH monday!
    Little monkey born November 2012:j
    Froglet due March 2016 :D
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Get to work! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    Cheers Becs (shhh, I'm not still here really, I'm obviously working hard :rotfl:)
    Little monkey born November 2012:j
    Froglet due March 2016 :D
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Your green light is still on, get back to work lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    The green light gives you away!!! :rotfl:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    haha :) I had left MSE open behind the tab in Chrome where I was ordering supplies for work, honest ;) I've done at least 20 minutes work now, surely it's time for a break?:cool:
    Little monkey born November 2012:j
    Froglet due March 2016 :D
  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    Morning diary :)
    Typical BH, woken up at 650 by forgetting to turn off my recurring weekday alarm :mad: so been up for ages. Not up to much today, except going to our local Focus to see if we can get any bargains in their closing down sale - I really want a chiminia/firepit for the garden :D
    Little monkey born November 2012:j
    Froglet due March 2016 :D
  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    no firepits to be had at Focus, and it looked like everyone else had the same idea, it was MANIC! :eek: We did get a strimmer and a base for our garden umbrella, plus some more patch magic for the lawn and some growing modules and seed trays for next year, all with 20% off plus discounts as well, so not too bad. Wish I'd thought to buy some paint so we could redo the hall and stairs though :( it was just too busy to browse properly.

    Anyway, 3 weeks til payday today, and it's DH birthday on the 10th, and our wedding anniversary on the 17th. Already have DH's pressies, tickets to see Dylan Moran in July, and some old spice smellies (as a joke, he thinks the old spice ads are the funniest ads ever!). Need to think of something for anniversary though, 5 years is wood or silverware, neither is filling me with inspiration. Any suggestions?? I was hinting very heavily about the wooden garden recliner I liked in Focus yesterday, but I doubt DH even knows 5 years is wood, or was actually listening :rotfl:

    Also need to get cards, and pay for night out for his birthday, and pay my sister for father's day pressies, and sort out birthday pressie for DH's stepmum, and a father's day pressie for his dad :eek: All sounding waaay too spendy, so will have to look for some MSE ideas.
    Little monkey born November 2012:j
    Froglet due March 2016 :D
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