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Utility Warehouse (Telecom Plus) Discussion
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So, HappyMJ, you say that my figures are wrong?
Yes Cardew, £2,482 is indeed what he paid, and yes, that's over part of a period when prices were much cheaper. So if he paid £2,482 and UW's CURRENT price is £2,125.56 at the higher rates, they must have been EVEN CHEAPER when the prices were lower earlier in the year! That's extra savings in that case. Thanks!I am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
UW's phone and broadband package "Max" costs £24.99 per month. The closest equivalent I can find with BT costs £28 + £10 per month line rental, on an 18-month contract. http://www.productsandservices.bt.com/consumerProducts/displayTopic.do?topicId=25633
The £38 monthly you quoted is correct - although there is a pretty small discount(£8) for the first three months bringing the cost to £36.50.
However the UW £24.99 package hardly the 'closest equivalent' - so let me help you?
The BT package includes 'anytime calls' i.e. 24/7 calls to all geographic numbers - including 0870 and 0845.
UW charge £7.75 for the phone package and it doesn't include 0845 numbers.
Then there is the UW £1.50 monthly on line fee.
Is that the only UW monthly membership fee? How about connection charges for UW?
Let us also see what the BT package includes:
1. BT have freephone 24/7 technical helpline - UW a 0844 number and they only operate 'business hours'.
2. BT have a free second telephone line and phone. a paid extra with UW
3. The latest wireless router - a paid extra with UW
4. Full McAfee security suite(firewall/anti virus etc) This for my Desktop PC and the 3 laptops in the house. (I can't see what type of security package is with UW and for how many computers)
5. 200 free texts monthly, by phone or using the PC
6. Digital vault 5GB
7. Caller ID.
8. Voice mail.
9. I can have two further features from outbound call barring, call forwarding and anonymous call rejection.
7, 8, & 9 are paid for extras with UW
10. Unlimited Wi Fi access for myself and family at 3 million ‘hot spots’ in UK and 400,000 abroad.
Also as explained several times both in this thread, in other parts of MSE and other places on the web, BT have a retentions department that will always give a sizeable monthly discount at the end of any contract. For the above package, but with a 40GB allowance, I pay £27.70p. I just rang them and for the unlimited(they would change me today) it would cost £32.20.
The '£25 UW' package would cost well over £40 to compare to BT and still not have anything like the facilities of the BT package.
So how can you possibly say that UW is a better package than BT - - and BT are not even the cheapest on the market.
So UW gas and electricity is extremely expensive - UW's phone/Broadband doesnt even compete with BT on price and value.
P.S.
I am aware that if you take other services with UW you can reduce the cost of the £7.75 phone package - but why would you pay potentially hundreds of pounds more for gas and electricity to save that sum?0 -
The £38 monthly you quoted is correct - although there is a pretty small discount(£8) for the first three months bringing the cost to £36.50.
However the UW £24.99 package hardly the 'closest equivalent' - so let me help you?
The BT package includes 'anytime calls' i.e. 24/7 calls to all geographic numbers - including 0870 and 0845.
UW charge £7.75 for the phone package and it doesn't include 0845 numbers.
Then there is the UW £1.50 monthly on line fee.
Is that the only UW monthly membership fee? How about connection charges for UW?
Let us also see what the BT package includes:
1. BT have freephone 24/7 technical helpline - UW a 0844 number and they only operate 'business hours'.
2. BT have a free second telephone line and phone. a paid extra with UW
3. The latest wireless router - a paid extra with UW
4. Full McAfee security suite(firewall/anti virus etc) This for my Desktop PC and the 3 laptops in the house. (I can't see what type of security package is with UW and for how many computers)
5. 200 free texts monthly, by phone or using the PC
6. Digital vault 5GB
7. Caller ID.
8. Voice mail.
9. I can have two further features from outbound call barring, call forwarding and anonymous call rejection.
7, 8, & 9 are paid for extras with UW
10. Unlimited Wi Fi access for myself and family at 3 million ‘hot spots’ in UK and 400,000 abroad.
Also as explained several times both in this thread, in other parts of MSE and other places on the web, BT have a retentions department that will always give a sizeable monthly discount at the end of any contract. For the above package, but with a 40GB allowance, I pay £27.70p. I just rang them and for the unlimited(they would change me today) it would cost £32.20.
The '£25 UW' package would cost well over £40 to compare to BT and still not have anything like the facilities of the BT package.
So how can you possibly say that UW is a better package than BT - - and BT are not even the cheapest on the market.
So UW gas and electricity is extremely expensive - UW's phone/Broadband doesnt even compete with BT on price and value.
P.S.
I am aware that if you take other services with UW you can reduce the cost of the £7.75 phone package - but why would you pay potentially hundreds of pounds more for gas and electricity to save that sum?
You see, yet again, you are comparing a deal that anybody can take up now (UW) with a deal that you've had to:
1. Pay BT the full (crazy) price for, for for a minimum of 18 months.
2. ring up and threaten to cancel after this 18 months is up.
3. pay BT £120 upfront.
4. commit for ANOTHER 12 months.
All to pay almost £12/mth more than I pay for my UW phone/BBdeal INCLUDING a mobile SIM that gives me 500 mobile/land line minutes and u/l texts! This deal is available to all new customers! I know you get a bit carried away in here, Cardew, but where's the sense in all this?
Of course, you can shut me up now by simply linking to where I can get this BT package deal at the price you get it for. Can you do that, please?0 -
The £38 monthly you quoted is correct - although there is a pretty small discount(£8) for the first three months bringing the cost to £36.50.However the UW £24.99 package hardly the 'closest equivalent' - so let me help you?The BT package includes 'anytime calls' i.e. 24/7 calls to all geographic numbers - including 0870 and 0845.UW charge £7.75 for the phone package and it doesn't include 0845 numbers.Then there is the UW £1.50 monthly on line fee.Is that the only UW monthly membership fee? How about connection charges for UW?Let us also see what the BT package includes:1. BT have freephone 24/7 technical helpline - UW a 0844 number and they only operate 'business hours'.2. BT have a free second telephone line and phone. a paid extra with UW3. The latest wireless router - a paid extra with UW4. Full McAfee security suite(firewall/anti virus etc) This for my Desktop PC and the 3 laptops in the house. (I can't see what type of security package is with UW and for how many computers)5. 200 free texts monthly, by phone or using the PC6. Digital vault 5GB7. Caller ID.8. Voice mail.9. I can have two further features from outbound call barring, call forwarding and anonymous call rejection.7, 8, & 9 are paid for extras with UW10. Unlimited Wi Fi access for myself and family at 3 million ‘hot spots’ in UK and 400,000 abroad.Also as explained several times both in this thread, in other parts of MSE and other places on the web, BT have a retentions department that will always give a sizeable monthly discount at the end of any contract. For the above package, but with a 40GB allowance, I pay £27.70p. I just rang them and for the unlimited(they would change me today) it would cost £32.20.The '£25 UW' package would cost well over £40 to compare to BT and still not have anything like the facilities of the BT package.So how can you possibly say that UW is a better package than BT - - and BT are not even the cheapest on the market.So UW gas and electricity is extremely expensive - UW's phone/Broadband doesnt even compete with BT on price and value.P.S. I am aware that if you take other services with UW you can reduce the cost of the £7.75 phone package - but why would you pay potentially hundreds of pounds more for gas and electricity to save that sum?I am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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So, HappyMJ, you say that my figures are wrong?
Yes Cardew, £2,482 is indeed what he paid, and yes, that's over part of a period when prices were much cheaper. So if he paid £2,482 and UW's CURRENT price is £2,125.56 at the higher rates, they must have been EVEN CHEAPER when the prices were lower earlier in the year! That's extra savings in that case. Thanks!
Let me phrase this carefully.
You, or your customer, are mistaken.
For Scottish Power's Standard Tariff in the Manweb area at today's rates for 22,023 gas and 9,227 electricity according to Energyhelpline the cost will be £2169.
You(or he) maintain that he paid(past tense) £2,482 in the last 12 months.
Yet last August Scottish Power raised their prices by 19% for gas and 10% for electricity. So someone on Scottish Powers's most expensive Standard Tariff would have paid well under £2,000 in the last 12 months.
So your figure of £2,482 is just unsupportable. If that is what he paid it must have included arrears or the bills covered a greater period than 12 months.
So please comment on the above!
So let us see what action your customer should have taken if he was a money saver.
As said above, the Standard tariff price for Scottish Power for his consumption is £2,169.
The cheapest tariff is £1,883. According to Energyhelpline the cheapest UW tariff is £2,218( not £2125.26 have you forgotten VAT?)
So if he had gone for the cheapest tariff instead of UW he would have saved £335 or 17.8%
Comments on that please.0 -
Let me phrase this carefully.
You, or your customer, are mistaken.For Scottish Power's Standard Tariff in the Manweb area at today's rates for 22,023 gas and 9,227 electricity according to Energyhelpline the cost will be £2169.
You(or he) maintain that he paid(past tense) £2,482 in the last 12 months.Yet last August Scottish Power raised their prices by 19% for gas and 10% for electricity. So someone on Scottish Powers's most expensive Standard Tariff would have paid well under £2,000 in the last 12 months.So your figure of £2,482 is just unsupportable. If that is what he paid it must have included arrears or the bills covered a greater period than 12 months.So let us see what action your customer should have taken if he was a money saver.As said above, the Standard tariff price for Scottish Power for his consumption is £2,169.The cheapest tariff is £1,883. According to Energyhelpline the cheapest UW tariff is £2,218( not £2125.26 have you forgotten VAT?)So if he had gone for the cheapest tariff instead of UW he would have saved £335 or 17.8%Comments on that please.I am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Quote:
So if he had gone for the cheapest tariff instead of UW he would have saved £335 or 17.8%
I do not dispute that he could have gotten the energy cheaper elsewhere. Once again, that is not in dispute, nor is it the point.
If the savings are not the point then what is our dispute about again?:footie:Regular savers earn 6% interest (HSBC, First Direct, M&S)
Loans cost 2.9% per year (Nationwide) = FREE money.
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That's a different argument. The current argument is that UW have the highest prices, and so on. I am proving that they do not, and are perfectly competitive.
He could get cheaper on some online tariff, etc. But yes, he has saved money. And he could make additional savings in other areas as have been explained previously in the responses regarding telephony and bb.I am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
It's not unsupportable, because I read it directly from the guy's bills.
I do not dispute that he could have gotten the energy cheaper elsewhere. Once again, that is not in dispute, nor is it the point.
Enough comments yet? You have given me nothing to prove my figures are incorrect, other than insisting that I am "mistaken". Sorry, 'fraid not old chum.
Of course it is unsupportable! and of course I have given you figures to prove beyond doubt that your quoted figures are a mistake.
If the current price is £2,219, (which includes price increases of 19% for gas and 10% for electricity introduced in August), how can a 'financial adviser' not appreciate that he couldn't possibly have paid £2,482 in the preceding 12 months?
Can you not even contemplate you have made a mistake, e.g. the bills are incorrect, it included arrears, the bills cover a period greater than 12 months.
You simply cannot say 'I read it from the bills so it must be correct'. Even Keggs, or the multi-named one, would be embarrassed to come out with such a silly stance - they would at least try and obfuscate.
P.S.
Thank you for your admission that it is 'not in dispute' that the customer you helped to get a UW gas and electricity account could have been £335 pa better off if he ignored your advice.0 -
Of course it is unsupportable! and of course I have given you figures to prove beyond doubt that your quoted figures are a mistake.
If the current price is £2,219, (which includes price increases of 19% for gas and 10% for electricity introduced in August), how can a 'financial adviser' not appreciate that he couldn't possibly have paid £2,482 in the preceding 12 months?Can you not even contemplate you have made a mistake, e.g. the bills are incorrect, it included arrears, the bills cover a period greater than 12 months.You simply cannot say 'I read it from the bills so it must be correct'. Even Keggs, or the multi-named one, would be embarrassed to come out with such a silly stance - they would at least try and obfuscate.P.S.
Thank you for your admission that it is 'not in dispute' that the customer you helped to get a UW gas and electricity account could have been £335 pa better off if he ignored your advice.
Really, this is getting silly. You ask for comment on the numbers, on specifics. I provide the specifics and the numbers. Then you say that I'm making it all up, I'm "mistaken", or go down the liar liar pants on fire route. If you ask for numbers, you can't complain when the numbers don't support your theory.
Sorry.I am an Independent Financial AdviserYou should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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