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Utility Warehouse (Telecom Plus) Discussion

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  • Quentin
    Quentin Posts: 40,405 Forumite
    Meeper wrote: »
    Key Statement: So, at the moment, based on what I was doing pre-UWDC, I am better off every month because less money goes out of my bank account.

    Perfect example of the uw spin.

    You are conveniently forgetting that your "bank account" never sees the benefit of your risky card "cashback".

    You tell us you pay £370 more than you need for your energy buying it from uw.

    But it doesn't matter because your bank account shows you actually paying out less thanks to the uw getting part of your bill paid direct!

    The outcome of all this is you are still down the £370 you are paying via your card cashback!

    Why not be a money saver, ditch uw energy, pay £370 less for your energy PLUS get £370 (or more) into your bank account from your shopping discount/cashback?

    Or too "simple" for you?
  • Quentin
    Quentin Posts: 40,405 Forumite
    Meeper wrote: »
    Thank you Twitters, for pointing this out.

    You cynically thank Twitters for siding with you, even though as a uw rep you are well aware he has got the "wrong end of the stick"!
    If you don't have the energy you don't get the cashback so if Meeper switched he would lose £370 a month in cashback......

    You would do more to help readers in this thread had you corrected him.

    As you well know, you don't get the £370 cashback because you spend (overspend!) on your energy.

    In fact you get the cashback based on what you spend on the risky card irrespective of whether or not you buy your energy from the uw!
  • Meeper
    Meeper Posts: 1,394 Forumite
    Quentin wrote: »
    Perfect example of the uw spin.
    Perfect example of you refusing to see the wood for the trees.
    You are conveniently forgetting that your "bank account" never sees the benefit of your risky card "cashback".
    Of course it does. My bank account sees the inverse benefit due to less going out of it than was before. Let's consider this - please feel free to answer (ha!) - If I was previously paying £500 per year for a service which now costs me £600 per year, however I get £200 of that paid for by someone else and I do NOTHING outside of my normal lifestyle and shopping patterns, am I paying £600 per year, or am I paying £400 per year? If I'm paying £600 per year in your eyes, please justify. If I am paying £400 per year in your eyes, then surely I'm saving money based on my previous spend of £500 per year?
    You tell us you pay £370 more than you need for your energy buying it from uw.

    But it doesn't matter because your bank account shows you actually paying out less thanks to the uw getting part of your bill paid direct!
    Why do I care who is paying what, so long as I am paying less than I was before?
    The outcome of all this is you are still down the £370 you are paying via your card cashback!
    Nope, I'm not down at all, as the money flowing through my account will tell you. On every single month since joining the UWDC, I have had more money in my bank account at the end of the month than I did previously, and I haven't changed a thing around my shopping / spending habits. This is a money saving website. Saving money is best done in actual money, not on paper and theory. More money in the bank means that I have saved money.
    Why not be a money saver, ditch uw energy, pay £370 less for your energy PLUS get £370 (or more) into your bank account from your shopping discount/cashback?
    Because I don't want to have to switch my energy provider to the "cheapest" every 6 months in order to always have the "lowest" tariff. As to the second point, please let me know how I can get that £370 cashback into my bank account exactly.
    Or too "simple" for you?
    Actually, constantly changing my energy suppliers and encountering all of the issues I see every day on this forum from people trying to switch their utilities isn't very "simple" at all. I have everything on one bill and I pay for everything with one card. If there are any queries I call the UK-based call centres, get through quickly, and experience excellent customer service. What I do now is simple beyond belief, yet you keep on with the "busy fool" line. You really are........

    Simple. :)

    Meeper
    --UW Distributor
    I am an Independent Financial Adviser
    You should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Quentin
    Quentin Posts: 40,405 Forumite
    Meeper wrote: »
    please let me know how I can get that £370 cashback into my bank account exactly.

    Don't buy your energy from the uw!
  • Quentin
    Quentin Posts: 40,405 Forumite
    Meeper wrote: »
    Let's consider this - please feel free to answer (ha!) - If I was previously paying £500 per year for a service which now costs me £600 per year, however I get £200 of that paid for by someone else and I do NOTHING outside of my normal lifestyle and shopping patterns, am I paying £600 per year, or am I paying £400 per year? If I'm paying £600 per year in your eyes, please justify. If I am paying £400 per year in your eyes, then surely I'm saving money based on my previous spend of £500 per year?

    You could get your service for £500, but decide to be a busy fool and pay £600 for it to uw and let uw have your £200 cashback.

    Now you only paying net £400 out of your account.

    But you could be just paying a net £300 were you to continue with your old supplier and have the cashback paid into your bank account!
  • Meeper
    Meeper Posts: 1,394 Forumite
    Quentin wrote: »
    Now you only paying net £400 out of your account.
    Yeay! So I am paying less than I was before, thus saving money? Would you agree that I am saving money in the example given? It's a hypothetical, of course, but if that event occurred, would I be saving money?
    But you could be just paying a net £300 were you to continue with your old supplier and have the cashback paid into your bank account!
    Excellent! You're almost there to winning me over - all you need to do now is point out exactly what I need to do to get this other cashback. I'm excited about this now, I might just change everything over!
    I am an Independent Financial Adviser
    You should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Quentin
    Quentin Posts: 40,405 Forumite
    Meeper wrote: »
    Yeay! So I am paying less than I was before, thus saving money? Would you agree that I am saving money in the example given? It's a hypothetical, of course, but if that event occurred, would I be saving money?

    Course you aren't "paying less than you were before".

    You are paying £100 more for your energy than you need to!

    Your energy costs have gone up £100!
  • Meeper
    Meeper Posts: 1,394 Forumite
    You have to be kidding me.

    Unbelieveable stubbornness, I've never seen anything like it in my life.
    I am an Independent Financial Adviser
    You should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • MillicentBystander
    MillicentBystander Posts: 3,518 Forumite
    edited 15 February 2011 at 12:03PM
    :rotfl: Quentin, you omitted this part of Meeper's post in your 'quote':
    Excellent! You're almost there to winning me over - all you need to do now is point out exactly what I need to do to get this other cashback. I'm excited about this now, I might just change everything over!


    Sooooooo predictable. Surely Quentin is the epitome of the 'busy fool' on account of spending so much time talking rot and AVOIDING THE PERTINENT QUESTIONS ALL THE TIME! :p
  • Quentin wrote: »
    Course you aren't "paying less than you were before".

    You are paying £100 more for your energy than you need to!

    Your energy costs have gone up £100!


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