Taka taking control!

[Deleted User]

Hey taka
Fantastic on all fronts- well done!!
re: the skating, sounds like its something you really enjoy, plus its good for you and probably works out about the cost of a gym (for me joining the gym is a total false economy as paying every month makes me feel Ive exercised!! :rotfl:)
well done too on great savings, must feel a good position to be in

Radish72

Hi Taka

What an amazing list of achievements for 2010, you really have outshone us all :A

Must be such a relief to have some emergency fund and be on track for 12 months pay saved

Think its very wise to reduce mortgage O/P and save elsewhere until job is secured

Here's to a very successful 2011 :T

slowlyfading

Congrats on the weight loss! Your budget doesn't seem too bad, and don't worry about the skating - we all need hobbies in life!

taka

gallygirl wrote: »

Savings wise you've put yourself in a great position - if you net them off against your mortgage where does that leave you?

I think at the end of July it'd mean a net of ~£12k (~£8200 after the redundancy I think I'd get). Mind you If I have a job still (and have funding for longer than a year or so) I'll be spending big chunks of my savings completely gutting my flat so the gap will increase a fair bit again! :rotfl: A non avocado coloured bathroom and moving the kitchen / swapping some rooms around to make it a 2 bedroom flat spring to mind! NOT cheap...

£1800 just seems an insane amount of money to spend but it all adds up! It just sounds a horrible amount! £4.50 skating club entry on a Sunday, £3.80 entry + £5 for my lesson on Mondays, £8 (including entry) for a group lesson on Thursdays = £21.30 a week. When I (hopefully!) pass the next few levels the cost will go up a bit more still to at least ~£25 a week. :eek: Oh well, if it (a) is fun, (b) keeps me fit and (c) keeps me sane(ish :rotfl:) it is worth every penny!

Radish72

Taka £25/week is less than a packet a day fag habit and a lot more healthy

Plus you get so much out of it, fun, exercise, friendships, broken bones so as an investment in you it's not really that much :j

Tesco_points_addict

Taka, you're amazing!

Caroline73_2

taka wrote: »

My annual budget is coming in at...
£8210.32 (!!) - for all the boring stuff like mortgage, bills etc
£1080 - food
£2778 - for all the more fun things like birthdays, clothes, xmas, shoes, haircuts, charity donations, nights out / entertainment etc
£1200 - My mortgage overpayments for 2011 *
£1800 - skating! ** :eek:

Total = £15,068.32! :eek: Really have to shave that pesky £68.32 off it somewhere - its really annoying! :rotfl:

* Mortgage OPs will be being lowered from £200 a month to £100 until I know if we get more funding for my job or not. The difference is being saved instead. After July it'll either go to 0 or much higher... who knows at this point!

** Scary isn't it! This does include the cost of a skating camp I'd like to go to (~£200) and a new pair of boots (~£265) as my feet seem to be shrinking along with my weight loss so I may need a smaller size before too much longer. :cool:

I started the year with a mortgage of £44914.57. I'll be around £40910.41 by the 31st of Dec so its down a smidge over £4k in a year! :j

I weighed in this morning for the last time this year I think. I've lost 5 stones 9.8lbs since early May! :eek: I've lost over 10 inches from my boobs, 10 inches from my hips, 11 inches from my waist, 5 inches from each of my thighs (!) and rather randomly 2.5 inches from my neck! :rotfl: Half of my necklaces don't fit me anymore! :rotfl:

Radish72 wrote: »

Taka £25/week is less than a packet a day fag habit and a lot more healthy

Exactly what I was thinking! £1800 does sound like a lot written down but it's money spent on something you love.

My shoe size varies depending on my weight too. I lost a stone to get into a dress for last new year and the shoes I bought kept falling off. I have shoes in sizes 6, 6.5 and 7 depending on my weight.

gallygirl

Caroline73 wrote: »

My shoe size varies depending on my weight too. I lost a stone to get into a dress for last new year and the shoes I bought kept falling off. I have shoes in sizes 6, 6.5 and 7 depending on my weight.

I have shoes in sizes fit, bit tight and OUCH depending on my weight :eek:

gerbiljo

my feet keep getting bigger, maybe because I seem to gradually be getting fatter? never thought of that before, I'd like small feet

Tesco_points_addict

gallygirl wrote: »

I have shoes in sizes fit, bit tight and OUCH depending on my weight :eek:

:rotfl::rotfl::rotfl: