Credit Reference Agencies - Who Really Uses Who? II

never-in-doubt

PROLIANT wrote: »

Lol, I changed my D.O.B for the forum.

I know mate lol - just thought it was funny, you seem so young to be 109 :rotfl::rotfl:

never-in-doubt

Dr_Cuckoo3 wrote: »

I opened the Northern Rock account about 20 years ago when they first offered them (they were paying £10 to open the account)- so I suspect that things have changed since then (perhaps not - bearing in mind its Northern Rock )

I received a cheque book and Link card and upgraded the Link card about 10 years ago

All Link cards are being converted into Visa Debit cards

Here's a link to the letter received from Northern Rock tinypic.com/r/16774n6/6


Leeds was about 10 years ago when they first offered the account and I received the cheque book and £100 cheque card (no debit card facility)


I would say both accounts are very easy get

Someone else has applied for the Leeds account on the banking board recenty

Neither accounts report account conduct to the CRAs - but then my accounts were opened a long time ago

Hiya

Thanks for all the above - the link to NR is here: http://www.northernrock.co.uk/savings/branch-and-postal-accounts/current-account/

Can you confirm is the Leeds card a visa debit now? I was led to believe they updated to debit cards?

Dr_Cuckoo3

never-in-doubt wrote: »

Hiya

Thanks for all the above - the link to NR is here: http://www.northernrock.co.uk/savings/branch-and-postal-accounts/current-account/

Can you confirm is the Leeds card a visa debit now? I was led to believe they updated to debit cards?

The Leeds card is purely a Cheque Guarantee Card :cool:

mikemessa

I applied for a Loan with Lloyds TSB and I can confirm only Experian was searched. I checked Equifax and Call Credit and there was no information regarding Lloyds.

ElkyElky

Does anyone know who Nissan searches for their finance?

never-in-doubt

ElkyElky wrote: »

Does anyone know who Nissan searches for their finance?

Why would you get a Nissan, more to the point :eek: :rotfl: :rotfl:

BugsyBrowne

never-in-doubt wrote: »

Why would you get a Nissan, more to the point :eek: :rotfl: :rotfl:[/QUO

You got a point,getting into debt for a nissan is not a smart move....

never-in-doubt

dude, getting into a nissan period, aint a smart move :rotfl: :rotfl::rotfl: :rotfl:

ElkyElky

Nissan were the only !!!!!!s to accept me for finance (for a Vauxhall), but theres nothing yet on my report. I decided against the finance option.

never-in-doubt

who is it through mate? Also was it online (if so linky please) or was it at a showroom?