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Its a wonderful life... Want to try.....?? A Single parents View.. !!xx!

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  • Fran
    Fran Posts: 11,280 Forumite
    Part of the Furniture 10,000 Posts Photogenic Combo Breaker
    edited 5 March 2024 at 2:04PM
    ***Boardguide comment***

    Please don't make personal comments to other posters on this thread or it will have to be closed.

    If you feel it should be closed anyway you can report posts using the triangle or [Removed by Forum Team] with your comments.
    Torgwen.......... :) ...........
  • Bogof_Babe
    Bogof_Babe Posts: 10,803 Forumite
    Fran, I'm a bit puzzled by this "personal remarks" thing. Speaking hypothetically, if someone posts personal stuff about themselves, then surely that is inviting comments about the content, and if, for the sake of example, something seems inconsistent with previous information provided by the poster, then is it not okay to ask them to clarify the discrepancy?

    It is quite an easy rule to inadvertently break, in the course of the flow of discussion.

    Sorry - back to topic...:o .
    :D I haven't bogged off yet, and I ain't no babe :D

  • starlite_2
    starlite_2 Posts: 2,428 Forumite
    I think the issue maybe personal comments about people which are merely speculation, which is why I reported a couple of posts on this thread a couple of weeks ago,
    Membre Of Teh Misspleing Culb
  • My parents are on a basic pension and they get £200 per week more than I do and they havn't got any children to look after.


    But I expect they have paid into the system all their lives and already raised their children, haven't they?

    This reminds me of my next-door-neighbour who was always saying to us 'well of course, you've got no mortgage, have you' in an accusatory way as though some kind fairy had magically paid our mortgage for us and had overlooked his mortgage whilst doing so.

    He did not like me pointing out that the way we had paid it off was to make regular payments to the Building Society for twenty years and when he'd done the same he'd also have no mortgage.

    :rotfl: :rotfl: :rotfl:

    (Just want to say this is not meant personally to BS)
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • black-saturn
    black-saturn Posts: 13,937 Forumite
    10,000 Posts Combo Breaker
    Yes they have just like a lot of single parents have paid into the system before and after being on benefits including me.
    2008 Comping Challenge
    Won so far - £3010 Needed - £230
    Debt free since Oct 2004
  • Yes they have just like a lot of single parents have paid into the system before and after being on benefits including me.

    Please don't take offence, all I meant was they had paid into it for YEARS. I don't know how old you are, but someone in their 20s or 30s can't have paid as much in as someone in their 50s and 60s. Nothing to do with being lazy, they just haven't lived as long!

    All I'm saying is that your parents have paid in for years so now they are reaping the benefits (no pun intended). The've done their bit for 40 years or more and are now entitled to sit back and enjoy it. It comes with age.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • black-saturn
    black-saturn Posts: 13,937 Forumite
    10,000 Posts Combo Breaker
    So you agree that it is acceptable to pay tax while you work but claim benefit when it's needed like some single parents do? Just because they claim benefit whilst their children are young it doesnt mean they will forever more. Most will go on to get jobs when their children are old enough to fend for themselves and therefore will start to pay tax again. Just like how the pensioner will have paid tax to receive his benefit. It's not about how much you've put in it's about how much is needed. Apparantly I've paid tax for your road to be swept and your bin to be emptied and I've never walked along it!!
    2008 Comping Challenge
    Won so far - £3010 Needed - £230
    Debt free since Oct 2004
  • Bogof_Babe
    Bogof_Babe Posts: 10,803 Forumite
    I'm still puzzling over BS's parents getting £200 a week more than she does. I didn't think the state pension, even for a couple, was as much as £200, so assuming BS has ooh let's say £80 pw to live on (given she is mortgage-free, but still has utilities, c/tax, food etc. to pay for) then her parents must be getting min £280 pw.

    That sort of sum must include a personal pension that they have contributed to. I'm quite sure the state pension does not amount to this much.

    Sorry if this post comes across as "personal" but I am genuinely interested in how much BS's parents get, only because I doubt this amount of "state pension" is available for retired couples generally.
    :D I haven't bogged off yet, and I ain't no babe :D

  • akin_drum
    akin_drum Posts: 122 Forumite
    So you agree that it is acceptable to pay tax while you work but claim benefit when it's needed like some single parents do? Just because they claim benefit whilst their children are young it doesnt mean they will forever more. Most will go on to get jobs when their children are old enough to fend for themselves and therefore will start to pay tax again. Just like how the pensioner will have paid tax to receive his benefit. It's not about how much you've put in it's about how much is needed. Apparantly I've paid tax for your road to be swept and your bin to be emptied and I've never walked along it!!

    I think you will find that the state pension is an entitlement, not a benefit. This makes a world of difference. Lets not forget that benefits were not available to the same generous extent that they are today when your parents and my parents were younger.

    Let us also remember that your entitlement (and mine) to the state pension will still be available (should it still exist) when we reach retirement age. I am sure that people who have claimed benefits will not refuse it on the grounds that they have already had their share out of the pot.

    When I look at how much income tax I pay each month I consider that I am paying my parents pension and am quite happy with that. There are also a goodly number that are in receipt of private pensions that they have saved for.
  • black-saturn
    black-saturn Posts: 13,937 Forumite
    10,000 Posts Combo Breaker
    Bogof_Babe wrote:
    I'm still puzzling over BS's parents getting £200 a week more than she does. I didn't think the state pension, even for a couple, was as much as £200, so assuming BS has ooh let's say £80 pw to live on (given she is mortgage-free, but still has utilities, c/tax, food etc. to pay for) then her parents must be getting min £280 pw.

    That sort of sum must include a personal pension that they have contributed to. I'm quite sure the state pension does not amount to this much.

    Sorry if this post comes across as "personal" but I am genuinely interested in how much BS's parents get, only because I doubt this amount of "state pension" is available for retired couples generally.
    I don't know where it comes from as I don't pry that much into my parents personal circumstances so neither should you. It's non of my business or yours.
    2008 Comping Challenge
    Won so far - £3010 Needed - £230
    Debt free since Oct 2004
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