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Does anyone want to go head to head?
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Oh bless you emily! Thanks! :beer: The race is on! Wish we'd started this BEFORE payday rather than just after though!!!Official Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
Mine is my last debt - my barclaycard which stands at £884. It's interest free but it feels like a mill stone around my neck.
Plans to pay it off quickly:
1) I'm considering making the sacrifice of using £100 from my £2 coin savings to pay of another hundred. Do I or don't I?
2) I'm also looking round the house to find ebay stuff
3) Encouraging hubby to do some overtime!
4) Do a leaflet drop for business and get more clients!
Does anyone else have some ideas to share so we can hopefull all get a lot from this challenge?
Edited to make the post make sense...think I was overcome with excitement!January budget
Nothing left!0 -
I cashed in my piggy bank - £32 pounds. Off to try and find more money - I am so going to win this challenge!0
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DOH! I missed this but I will watch eagerly now and maybe join in secretly (ie I won't bother you with posts!) But I promise to watch very closely. Let the best one win!!!!!!!!!!!!Just trying to be me.....0
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My main ways of winning this challenge are going to be:
Doing AQA when I can.
Mystery shopping (although I can't do as much of this at the moment due to not being well).
Ebaying various bits and bobs
Competition prizes.
I do warn you all I have been getting quite a few good prizes recently. I won a Nintendo DS and game which I sold for £70.
I also won a mobile phone over the weekend which I actually kept but if I had sold it then I would have got about £150 for it ( I know I could have sold it and paid off some debt but it is really nice and I needed a treat to cheer me up).
I also received a letter on Monday to say that I have won 3 giant garden games and a year supply of Ocean Spray juice!! The games look brilliant so I can't wait for them to arrive. One of them is connect 4 and I've looked on a website and it is worth £180!! I might actually sell this and the other 2 and hopefully get £150+ for them
Keep the ideas coming everyone.0 -
lyric_grace wrote:DOH! I missed this but I will watch eagerly now and maybe join in secretly (ie I won't bother you with posts!) But I promise to watch very closely. Let the best one win!!!!!!!!!!!!
There is still one more space left if you want to join in? We've only got 9 members at the moment.
You are more than welcome.0 -
Right the gloves are on! This looks like serious stuff so i'm going to use £100 of my £2 coin saving which takes me down to £784. I like to work with round numbers so i'm going to pay £14 off from my paypal account so i'm down to £770. This is fun!January budget
Nothing left!0 -
Well I am just going to keep throwing any spare money that I have at all, at the debt. I work full time with fairly regular (unpaid!) overtime when it is busy and they need all hands on deck to get a product out of the door, so an extra job is not really viable for me.
I think I will be relisting things on Amazon & EBAY though and perhaps doing a car boot (haven't got much though - but will see what I can dig out).
Other than that it is basically save save save and cut back cut back cut back really! But I can't wait to get this one out of the way so it will be worth it.
I wish everybody good luck and hey, I don't really mind if I "lose" cos it will be great to see someone's debt get cleared sooner due to the challenge! :TBank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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LJD1 wrote:Mine is my last debt - my barclaycard which stands at £884. It's interest free but it feels like a mill stone around my neck.
Plans to pay it off quickly:
1) I'm considering making the sacrifice of using £100 from my £2 coin savings to pay of another hundred. Do I or don't I?
2) I'm also looking round the house to find ebay stuff
3) Encouraging hubby to do some overtime!
4) Do a leaflet drop for business and get more clients!
Does anyone else have some ideas to share so we can hopefull all get a lot from this challenge?
Edited to make the post make sense...think I was overcome with excitement!
I am jealous already - you are beating me!0 -
LJD1 wrote:Right the gloves are on! This looks like serious stuff so i'm going to use £100 of my £2 coin saving which takes me down to £784. I like to work with round numbers so i'm going to pay £14 off from my paypal account so i'm down to £770. This is fun!
That's fighting talk!!
No more miss nice Emily!! :cool:
(well done on getting off to a flying start :T )0
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