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Learning to live my dreams not trample on them
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Well at least one positive from this last couple of week I redeemed £15 in amazon vouchers - 2 weeks onthe run from free bingo sites!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well done on the little wins, they seem to make it worthwhile. Every little bit helps.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
How did your first day back go SH? x:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0
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Hope work was ok and that you got sorted at the doc'sDebts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Hope your okay SavingHTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
hi gill bevan and cmd - thanks for thinking of me
mistake going back to work unable to work full days
shaking at slightest exertion
will be having a transfusion which is scary - poss tomorrow and hopefully that will get me back to normal... otherwise it could take me months for my iron to go up
sis will come over to help with kids as will need to be in hospital overnight...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »mistake going back to work unable to work full days
shaking at slightest exertion
will be having a transfusion which is scary - poss tomorrow and hopefully that will get me back to normal... otherwise it could take me months for my iron to go up
Get well soon!
"I am indelibly stained by hope and longing" - Nuts in May0 -
Same response as BZ, I hope your feeling better soon and they can get your iron levels up quickly, I'm sure you'll be fine but if your anything like me, take a small cuddly toy in with you
:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
hi bevan - thanks - I forgot to take a cuddly toy - so first night was cuddling my supersoft dressing gown! Last night the kids brought me a couple of cuddly toys in and it really did help.
Several pints of blood and lots of tests later... I am now back home safely. They did find the underlying cause - I now need to decide which of the treatment options would be best for me...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
awww I'm glad it helped, I'm never without a small cuddly when I have to go to hospital. The one I go to to see my OT is ok as it's more like a Dr's surgery than an actual hospital, so don't mind that one. Can't stand the big ones though, DH has to come with me too as I get terrified about getting lost, being late for appointment etc
Good to know your home, and hope you can find as painless option as possible to treat the cause. Take it easy though
:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0
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