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Learning to live my dreams not trample on them
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Oh wel got home today and he had packed the dishwasher and switched it on. It's a start! He has also ordered a part for my laptop, cleared off some dust and helped me better partition the disk as well... I am sure it had nothing to do with the £55 item he needed to order for his computer!!! LOL
Watching Landscape man at the moment - jealous!!!
We all had tea today that I had prepared yesterday - result! DS made himself pasta salad for today and yesterday. DS unpacked dishwasher and I repacked it. The weather is so good that after getting home for 6 the washing was dry by 8.30pm!
Can't wait for this pay day as hopefully will be able to start paying things off again and getting back on the mse wagon!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
MIL may be coming tomorrow which will make tonight urgent clean and tidy night!! DD has sports day tomorrow - so could also do with washing her kit if she remembers to bring it home! If not need to try and find her spare kit so that one way or another she is wearing clean kit tomorrow.
Feeling a bit better this week than last. Yesterday was a less pressurised day than normal so that was good.
I also need to do my tax credits form asap and get my refund sorted. I need to fnd various bits of paperwork for that tho which is not my strong suit...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
hi SH, just got caught up
glad to hear job is going well and you are getting out & about, living life - getting that balance can be so difficult
been neglecting diaries jusr recently, new obsession being reading recipe books although need to get that under control as I'm not getting anything else done!! not even getting around to trying out the new recipes - bad bad badI do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
hi lurker - hope you get to try out the new recipes soon
Tonight - a lots of it was spent cleaning, tidying, hoovering - not really finished but going to bed now. Will clean the downstairs loo in the morning and finish off when the kids have gone to school. I only have to be in work for 10 so can probably squeeze a bit more in in the morning!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi SH
just catching up. Make sure you leave time for yourself, the kids are old enough to help out without being nagged and DH definitely can do some housework.
Funny on the hairdresser thing, I will go for a cut, but won't trust anyone to do the colour and the grey is getting very obvious now.
Take careDebts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Hope the visit is going well.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
hi gill and lucielle
The sports day was rained off - but MIL had just driven all the way over bless by the time they cancelled it!!
I met her for lunch in McDonalds and then she went home again! Sports day is now rescheduled for Friday.
Downstairs is beautifully tidy tho lol!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well feeling much better this week so really hoping that I just had a brief blip..
Hoping that all goes well for sports day tomorrow - would be very nice to have time off on a Friday LOL. I will be gutted if it rains again just cos I want an early dart ROFL:rotfl:
MIL due back tomorrow so trying really hard to keep things pristine but it isn't easy with kids!:eek:
Tonight I have ordered £200 of Marriott vouchers using £50 of clubcard vouchers! :j:j:jHoping that OH and I can go to Leeds Marriott at the end of August on our own for a weekend away. I will be off the following week with the kids so don't feel too guilty :rotfl:We want to go and visit the Armouries museum and things like that. Altho it would be good to take the kids it would be much nicer by ourselves... Might see if I can sneak in a visit to the theatre as well!
I have the concert next week too... :jJust hope the weather stays nice!
Bye all for now.... didn't realise it was so late!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
pops head in and waves... :wave:"I am indelibly stained by hope and longing" - Nuts in May0
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Hi BZ et al
Well Friday I bought picnic ingredients and yesterday we went to a Welsh seaside. Had a nice day with sun, sea and sand. DS swum in the sea and spent £1 on the arcades. DD rode on a donkey. We made sandcastles, played with a frizbee and caught up on a bit of reading. We ate out for tea and had a lovely day. So I think we are definitely doing better at living not just surviving!
Been to church today where DD did a lovely couple of group dances... It was a youth service and everything was done by the young people - impressive!
Need to water garden later.... we are in hose ban territory so it could take a while... Planning sausage beans and mash for dinner and need to do the washing...
We've also been doing some decluttering of clothes this weekend - so dropping 2 big bag fulls at one friends and storing at least another 3 big bags for when a different friend comes back from holiday.
Overspent on groceries again this weekend - massively so think will need to go back to online shopping to control spends!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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