MFin5 - my diary to make it happen

craftingmad

OK after my big news above it's time for my other lists for today:-

Little

1. 5 piggypoints clickthrough.
2. 50 points Lightspeed Survey.
3. 50p Springboard Survey.
4. Daily Quidco Click - 4p
5. Applied for free Milka Chocolate Bar (from Freebies Board) for both me & OH
6. No Spend Day - Yipeee


Large

1. Signed up to lots of survey sites - Valued Opinions, One Poll, Global Test Market & My Survey.
2. Joined Topcash and joined My Survey through them earning 75p.

Todays Mini Challenge - Design 3 sheets for submission to CraftUPrint to see if I can get accepted as a designer and hopefully start earning some extra cash from my crafting. Plus listing the items on Ebay which I did'nt complete from last challenge. - Completed - Finally!!!!!!!!

Money added to mortgage pig today:- 18p (emptied purse of coppers)

Tomorrow's mini challenge - Make 5 cards ready to sell at playgroup next week.

craftingmad

Hi all,

Its been a funny kind of day today. My OH was due to have the whole weekend off which is somewhat of a rareity and our little girl was really looking forward to having her daddy at home so he could see her swimming in her lessons, go out as a family etc). However yesterday the chance came up of going away on business until Tuesday which would mean earning approx £1000 in overtime (before tax etc) so, thinking of the overpayments we could make with the money, I gave him the go ahead to go after our daughters assembly so could first get to say goodbye.
She has hardly stopped crying since and so I am feeling awful for letting him go and in effect putting overpayments over our daughter.

Maybe sometimes it is worth turning down extra cash even though in the long run paying off the mortgage early will benefit them greatly?

However I have managed to do a few little bits today once the kids went to bed (our little man is also missing daddy terribly so I have been trying to entertain them all day to keep their mind of their dissappointment).

Little

1. Applied to Panelbase to hopefully gain a few more surveys to fill in.
2. 5 piggypoint clickthrough.
3. Completed 2 x OnePoll Surveys totalling 25p.

Large

Nothing today

Todays Mini Challenge - Make 5 cards ready to sell at playgroup next week. - Completed 12 cards in total today (card making is very theraputic after a long, stressful day!)

Money added to mortgage pig today:- 16p (found lying around the house)

Tomorrow's mini challenge - Make 5 more cards to sell

cha97michelle

Don't feel guilty about your DH working. It is a fact of life that money makes the world go round. Yes it sucks when you can't spend time with your dad, but will it affect them long term? Probably not. My dad worked 7 days a week when i was small, but he spent what time he could with us and i have fond memories of things we did together.

Small children are good at making you feel guilty. She will forget in a few days and that would have been a lot of money to knock back.

Think of longer term holidays you can afford to take them on, paying for other experiences, having spare money for university or whatever they need. Don't feel bad.

craftingmad

cha97michelle wrote: »

Don't feel guilty about your DH working. It is a fact of life that money makes the world go round. Yes it sucks when you can't spend time with your dad, but will it affect them long term? Probably not. My dad worked 7 days a week when i was small, but he spent what time he could with us and i have fond memories of things we did together.

Small children are good at making you feel guilty. She will forget in a few days and that would have been a lot of money to knock back.

Think of longer term holidays you can afford to take them on, paying for other experiences, having spare money for university or whatever they need. Don't feel bad.

Thanks cha97michelle,

You are right and have made me feel much better and focused again.

My dad worked every hour god sent too and it has'nt affected me now so your words are fantastic and have got me back on track.

Thinking of out holiday together now - only 5 weekls & counting!!!!

Wildchild_2

Just wanted to wish you luck, and i know it's hard to give up spending money on something you really like and enjoy.

It will all be worth it in the end when we're all mortgage free :j:j:j

craftingmad

Wildchild wrote: »

Just wanted to wish you luck, and i know it's hard to give up spending money on something you really like and enjoy.

It will all be worth it in the end when we're all mortgage free :j:j:j

Thanks wildchild,

Your right, it is so hard giving up spending money on something that is your passion (particulary when it really is my one and only vice as I don't smoke, drink coffee or alcohol or go to the gym etc) but like you say it will be worth it in the end - and it will be brilliant for the kids as well.

The mortgage will go down - even if I have to sit on my hands and freeze the credit cards!!!!!

craftingmad

Hi all MF wanabees,

Just a quick update tonight as I am very, very tired and gonna go to bed v. soon.

Little

1. 5 piggypoint clickthrough.
2. Completed Lightspeed survey worth 75p
3. Had a shower whilst kids in bath to save turning heating on twice.
4. No Spend Day
5. Sent for sweetcorn seeds from freebie forum (thanks OP)

Large

Nothing again today

Todays Mini Challenge - Make 5 more cards to sell - Completed

Money added to mortgage pig today:- 20p (found lying in street)

Tomorrow's mini challenge - Research leafleting charges etc so that I can offer this service (which I could do at the same time as delivering the village magazine)

Oh and I joined the 2010 MF Wanabees today and am poud mumber no 174. I have set myself and OH a yearly overpayment target of £16k - Yikes!!!!! We do however have a 10 year savings policy maturing in September so hopefully this should give us about £10k to put towards the mortgage - cross everything everyone pretty please. xx

pammyj74

wow you are doing absolutely fantastic, well done hun.

Your OH is on a fab wage (and £1k for a couple of days OT, :eek:)

Have a look at dooyoo for writing reviews. I am sure there may be crafty things on there to review that you could do with your eyes closed lol
You get 500pts for each review and 15 pyd for every rate someone gives you. Get to 50k and you can redeem for a cheque or 20k and get an amazon voucher. It can be a bit time consuming but I try and do a review a day.

good luck with it all x

craftingmad

pammyj74 wrote: »

wow you are doing absolutely fantastic, well done hun.

Your OH is on a fab wage (and £1k for a couple of days OT, :eek:)

Have a look at dooyoo for writing reviews. I am sure there may be crafty things on there to review that you could do with your eyes closed lol
You get 500pts for each review and 15 pyd for every rate someone gives you. Get to 50k and you can redeem for a cheque or 20k and get an amazon voucher. It can be a bit time consuming but I try and do a review a day.

good luck with it all x

Thanks pammyj,

I'll look at dooyoo very soon as it sounds great.

Also thanks for your encouragement and kind words. They're the things which keep me going.

Sadly hubby is'nt on as a good a salary as it sounds - the O/T was only so high as it included an allowance for being away from base, overnight allowance etc and althopugh he does earn an alright salary he has to work lots and lots of hours for it and could also get prosecuted for manslaughter if something he does (or signs for) is found to be wrong. Although that said I do realise that we are lucky for him a job which pays enough for me to be able to be a full time mum.

Lol xx

pammyj74

wow, sounds like he has a bit of a stressful job.

I am a single mum and so I am doing home study around my part time job so I can get a better paid career. Its tough but I am determined!!