MFin5 - my diary to make it happen

alfiesmum

Re Pigsback 3 christmases ago I had £320 in vouchers from them saved up, 2 years ago I had £240, and this year just gone....£10. The way it's going I really don't think I'll even have a tenner from them for this Christmas. That was two years where I literally had no spends for kids pressies, it was great. Just about done now I think though, don't think Pigsback will even be around much longer. My advice would be if anybody has points, cash them as soon as it gets to something you'll be happy with. Don't keep saving.

craftingmad

alfiesmum wrote: »

Now THIS I lurve!:T Permission to pinch?! What a brill idea. It's things like this I need to keep the motivation up.

Hi, of course you can pinch the idea - I'm glad I've managed to help someone - I always seem to be taking and asking for ideas from others so I'm glad that someone has managed to get something from me!

Wish you luck on your journey. Happy hunting and challenging!

craftingmad

My list of little (and large) things done today:-

Little


1. 5 piggy points from daily clickthrough with Pigsback
2. Daily Clicks with Quico - 8p
3. Sent for Lakeland Garden Catalogue (thanks to OP in Freebies section) to get free salad seeds.
4. Used free sample of washing liquid & fabric conditioner for one load.
5. No Spend Day.

Large

1. Applied for Nokia Oki signup via quidco - £1.10 (fingers crossed will track - every penny & pound counts).
2. Signed up with 8 Mystery Shopping sites

Todays Mini Challenge - Sign up with 5 mystery shopping companies together with finding remaining 12 items missing for Sat's challenge - Completed (8 Mystery Shopping Sites Signed Up To and 17 items to sell found)

Money added to mortgage pig today:- £5.09 (again found whilst finding car boot items)

Tomorrow's mini challenge - List 3 things on Ebay for sale (all starting price 99p so no listing fees)

craftingmad

I'm excited today as I feel I have made a big breakthrough to the dream becoming a reality as from next month we will be able to overpay by an additional £120 thanks to me just looking at our insurance policies for the mortgage - wayhoooooooo!!!!!!!!!

My list of little (and large) things done today:-

Little

1. 20 piggypoints earned from clickthroughs.
2. Squashed toilet roll as little girl has been pulling loads of roll & read on here it saves on paper (how tight do I sound!!!!).
3. Lightspeed survey completed worth 80 points.
4. Springboard Survey completed worth 50p.


Large

1. Completed profiles for accepted mystery shopping companies in order to hopefully start getting assignments.
2. Cancelled two DD's from account for an old warranty & craft magazine subscription (total - £38 per month saved)
3. Looked into Life Cover, Mortgage payment insurances & Critical illness covers and have applied for new policy to replace other policies (we are knocking MPI and Critical Illness Cover on head and just having Life Cover for now) and will hopefully save a massive £120 a month once the new policy is confirmed so this amount will be going in OP from next month.

Todays Mini Challenge - List 3 Things on Ebay - Failed (hang my head in shame!)

Money added to mortgage pig today:- £3.14 (hubby emptied loose change from pockets onto table so swept it into mortgage pig quickly!)

Tomorrow's mini challenge - Design 3 sheets for submission to CraftUPrint to see if I can get accepted as a designer and hopefully start earning some extra cash from my crafting. Plus listing the items on Ebay which I did'nt do yesterday


Plus I sucumbed (not sure if thats how you spell it!) to the Forever Friends CD from Create and Craft today costing £35.99!!!! (Still hanging head in shame but in my defence I love Forever Friends and all the cards I have currently sold at playgroup have all been made using FF items so hopefully in the longterm it may save me some cash?). OK I know I am trying to justify it and I feel very guilty now but I thought I deserved a treat after my massive saving above - pretty please?

cha97michelle

You saved £38 so spending £36 is probably ok providing you do then find time to use it for selling. You haven't spent a lot on craft stuff this month so i think you have been restrained.

Excellent progress.

pigsback - i agree, the golden time is gone, but i still think it is worth it. I used to grab all the Boots vouchers and buy nappies when i was pregnant with DS1. Great savings.

craftingmad

cha97michelle wrote: »

You saved £38 so spending £36 is probably ok providing you do then find time to use it for selling. You haven't spent a lot on craft stuff this month so i think you have been restrained.

Excellent progress.

pigsback - i agree, the golden time is gone, but i still think it is worth it. I used to grab all the Boots vouchers and buy nappies when i was pregnant with DS1. Great savings.

Thanks cha. You've made me feel better. Keep kicking me to ensure I turn it into cash for OP - please!!!!!!!!

Re Pigsback - I used to use the vouchers for buying baby items or gifts too. Like you though I still think its worth it at mo as it will still be something for nothing once I get enough for a voucher.

craftingmad

Well I had one of those days yesterday and did'nt seem to have any time to do anything! Back on track again now so here goes:-

My list of little (and large) things done today:-

Little

1. Lightspeed surveys completed - 130 points
2. Piggy clickthrough - 5 piggypoints
3. Sent to 2 free tea samples from Freebies Board

Large

1. Sold Unwanted Spare Mountain Bike to neighbour for £40.
2. Contacted Milk & More regarding £4.17 credit required. Awaited

Todays Mini Challenge - Design 3 sheets for submission to CraftUPrint to see if I can get accepted as a designer and hopefully start earning some extra cash from my crafting. Plus listing the items on Ebay which I did'nt complete from last challenge.

Money added to mortgage pig today:- £40.02 (money from bike & found 2p)

Tomorrow's mini challenge - Finish today's challenges!!!!

southantrim3

Good luck with your journey. Will be keeping track of progress.

craftingmad

Hi all,

Sorry did'nt have time to post yesterday so here's what I should have reported last night:-

My list of little (and large) things done yesterday (Thursday):-

Little

1. 5 piggypoint clickthrough for Pigsback.


Large

1. Cancelled insurance policies no longer required saving a massive £108.80 per month (from June as although I tried really hard they stated that there was not enough notice to stop May's payment being taken!!!)
2. Sold £2.75 of cards at playgroup.

Todays Mini Challenge - Design 3 sheets for submission to CraftUPrint to see if I can get accepted as a designer and hopefully start earning some extra cash from my crafting. Plus listing the items on Ebay which I did'nt complete from last challenge. 1 Design Sheet completed

Money added to mortgage pig today:- £2.75 (from card sales mentioned above)

Tomorrow's mini challenge - Finish today's challenges (again!!!!)

craftingmad

BIG NEWS .............................

I have today asked mortgage company to INCREASE OVERPAYMENT to £620 PER MONTH FROM MAY.

It feels good!!!