Pay off mortgage and start having fun!

CathT

That's a fab overpayment.

Lois_E

Hello again newgirly! Remember me from donkeys' years ago? I'm back.
Loving your repurposing of the driving lesson pot. Am still paying for driving lessons for mine. Hoping it will save money when DS can drive, though, because I won't have to give DD money to get cabs when she needs to get somewhere that's not bus-able when I'm at work. Not paying for insurance yet, though, because he's only just started learning, and his instructor hasn't yet cleared him to practise with me.

newgirly

Hi Lois :hello: I remember you, how are you? Lovely to see you back with us

I’m still upstairs, there were three drunk guests sleeping on my sofas,
apparently the cat woke one up who has left. I’m about to crash about a bit and try and wake them up, they are welcome to stay but only upstairs, we only have one room other than the kitchen and I’m not staying upstairs all day, plus I’m not happy they went out instead of playing poker and came home roaring drunk and woke me up so I ive barely slept :mad:

Dh is finishing painting the en-suite today :T first time since it was built, the last of the magnolia to go as everything is now white more or less. Can’t wait to have a nice long bath when it’s all done

Lois_E

newgirly wrote: »

Hi Lois :hello: I remember you, how are you? Lovely to see you back with us

I’m still upstairs, there were three drunk guests sleeping on my sofas,
apparently the cat woke one up who has left. I’m about to crash about a bit and try and wake them up, they are welcome to stay but only upstairs, we only have one room other than the kitchen and I’m not staying upstairs all day, plus I’m not happy they went out instead of playing poker and came home roaring drunk and woke me up so I ive barely slept :mad:

Dh is finishing painting the en-suite today :T first time since it was built, the last of the magnolia to go as everything is now white more or less. Can’t wait to have a nice long bath when it’s all done

Thanks for the welcome, newgirly.
Hope you get your downstairs back soon.

newgirly

Oops think I lost a post from a few day’s ago

I did eventually get rid of the hungover teenagers thanks Lois :rotfl:

I’ve had a good very but not very mse day today, a nice drive out in Geraldine with dd for a pub lunch in the sun, followed by a nice drive out in Geraldine with a friend for a pub dinner :rotfl: Not massively expensive £17 for lunch for Dd and I and £23 for a three course dinner and drinks in the evening , but still a big chunk of my fun fund gone for the month

A long weekend off pottering planned as well as lunch at my parents Sunday and a meal at prezzo with dh at some point as I have a buy a gfit meal for two voucher to use before it runs out.

newgirly

:j I have “found” £200 sitting in one of my many current accounts instead of it finishing its journey to the Xmas fund - however, now dh’s present this year will be the Rome trip my budget has gone down as i’m Not using the Xmas pot to pay for it. So what to do with the £200?

All in overpayments

Get hair done and op the rest

In holiday / savings pot

Add a bit extra to the fun fund after it took a hit yesterday :rotfl:


It feels like an extra op is required as I’m doing quite well at the moment

£11.44 to live on a day until 5th May from the budget after it took a hit with the rome flights plus £37.56 from the £100 petrol budget. It’s going to be a very tight couple of weeks!

Holiday and saving for Dd moving out/ wedding pot is doing ok at just over £350 a pot now. I’m trying to plan lots of little trips away for the future , one to get dh away from work and taking a break and two because I read a brilliant article on mr money mustache’s website (probably not meant to instigate the booking of holidays so much!) about the passing of time going quicker as you get older. He was saying it’s due to less new experiences and being in the same house/ job etc. It made sense to me, so I’m planning on being a bit bolder starting with travel, which to be honest I want to do a bit more but scared of sometimes, especially flying

Weight loss is still slowly going down despite my new chocolate and cake eating habit! I’m pretty sure due to being alcohol free and losing those calories plus stopping the picking whilst drinking and the overeating the next day. I feel a lot better in myself and can’t see me ever go back to it - the cost too :eek: I’m managing to stick to food budget for the first time ever :rotfl:

Suns out here today, hope everyone’s having a good easter

:icotbaske:EasterBun:easter_os:easter_ba:easter:

themadvix

That's a nice find NG! If you feel that an OP is the right way to go, who are we to stop you?

You sound so positive at the moment, it's lovely to read, especially about the stopping drinking.

Happy Easter!

newgirly

Thanks vix, feeling a bit more positive at the moment

It seems there’s no escaping from work, an ex colleague has told one of the printers it’s fine to deliver to our home to save him time this weekend without mentioning it, not very happy as said colleague knows I don’t like unexpected drop ins! Sometimes you just want to be able to lol around your own house in peace.

I’m going to have a play around with my mortgage spreadsheet to cheer myself up

newgirly

Well £33.22 of the extra £200 has been spent, I’ve ordered five dresses and a pair of heels from everything five pounds, it was £30+£8.22 postage but I got a £5 code off (QUIDCO6) plus £3 bonus tcb for this weekend, fingers crossed at least some of it will be ok, one of the dresses is a floor length red chiffon gown for the cruise, if that’s suitable I’ll be very happy

I’m using £20 to take to the boot sale If I go tomorrow and happen to see some nice cheap plants for the garden, everything else can be overpaid though :beer:

We are finally putting together the sale rattan garden sofas we bought months ago from B&Q , it’s taking a while and we have six and a coffee table to build, they are rather large so we definitely have the “indoor /outdoor” effect in the garden now as it’s full of furniture :rotfl:

newgirly

Lots of spending today, I’ve ordered the new ceiling lights the electrician will be fitting in the living room and dining room when the floor starts get replaced soon in two of the bedrooms upstairs (will be easy to access when floor is up) plus three new wall lights to match and replace our 23 year old cheap Ikea ones finally :T

Ordered from made.com, we went for smokey globe retro lights, free delivery and £30 off meant the five lots cost £303, still lots! It’s coming from the renovation fund.

Sunday lunch was nice, I received two Easter eggs which ive made a good start on bit disappointed my Dad commented to dh I’m more snappy now I’ve been stopped drinking, I thought at some point I might get some more positive comments, but hey ho

Possible bbq planned for tomorrow, trying out the new garden chairs