Pay off mortgage and start having fun!

newgirly

I'm on fire today

* London eye and champagne slot booked for Dd

* cruise dress bought for Dd

* all her presents wrapped

* contacted cake lady who is ecstatic about the themes - dr who (David tennant era) happy potter/ slitheryn/ Sherlock for Dd.
The Beatles /oasis/stone roses for ds1 and a plain white cake for ds2 (it's a waste to have a stupid theme apparently!) with Marvin the paranoid android from hitchikers guide to the galaxy, with a depressing quote and the number 42 instead of 18 :rotfl:

Cake lady is getting back to me tomorrow after working out an estimate, I know she is reasonable but she's has warned me she will get carried away as she loves the themes!

CathT

Great find with the voucher and the dresses sound like a bargain.
Although you are having an expensive month I am sure you will find the best bargains out there.

Am dreading my children being young adults and not knowing whether to continue education or go out to work. Currently dd wants to be a lawyer and ds changes between being a policeman and a car wash guy!

newgirly

Car wash guy would be great cath, he's not a fan of shark tale by any chance is he? :rotfl::rotfl:

Busy day at work, followed by a half hour swim at the gym as I'm trying to make more of an effort for the next few weeks

After weigh in tonight (shudder!) I'm aiming to have a ridiculously early night with a cup of tea, late nights waiting for the kids to get home and very early starts don't mix!

It's payday Friday :T nothing much will happen this month, but next month from July 1st we are in theory going to have 12 months left :eek: doubt we will make it in that time, but we have been in worse positions

gallygirl

NG have you seen this place? Looks right up your street
https://www.mr-foggs.com/mr-foggs-gin-parlour/


and the sister venue:
https://cahoots-london.com/

newgirly

GG I love you

Not much more to say but what an excellent post, I shall be visiting! :rotfl::rotfl:

gallygirl

newgirly wrote: »

GG I love you

Not much more to say but what an excellent post, I shall be visiting! :rotfl::rotfl:

Make it August dear and I might join you :rotfl::rotfl::rotfl:

newgirly

:beer: might hold you to that!

Weigh in last night, 1.5lb off, came home and had a salcombe gin G&T to celebrate courtesy of my parents and who have just come back from there, felt quite squiffy afterwards so may have to get a spirit measure, I'm not usually a spirit drinker and probably made it too big

Its ladies day at the races tomorrow, however best friend and I didn't read the group messages fully and thought we were seeing everyone listed as playing there, it was actually an advert for everyone playing through the summer, we are just seeing Billy ocean :rotfl:

Off to work, already leaving later than planned, I'm working on the top floor today helping out which in the summer with some of the machinery is very hot, you have the choice of having all the Juliette balcony doors open and the scent of the local dump (next door!) wafting in, or boiling to death, the guys usually plump for working alongside the stench. Currently I have the joy of listening to world cup pundits all day long on talk sport too, it's going to be a long day :rotfl:

newgirly

Went to ladies day at Chelmsford yesterday, not quite like Ascot judging by some of the outfits :rotfl: Great day with six of us that went to Italy last year and a lot of drinking and dancing on the grass in the sun when Billy ocean played Feeling a little delicate today :cool2:

So after paying everything off the mortgage account from the offset, we have offered to give Dd money towards a deposit on a maisonette nearby. There is a two bed with garden that's been reduced from the already cheap price of £250k to 230-240k, they are not ready to move out until the end of next year or start of the year after, but with help could maybe squeeze to get it now with our help of (up to a max of £25k).

It's not much of an appealing thought borrowing £25k odd :eek: but the difference could be quite massive to them getting something in our area so cheap, the closest that price is a studio flat for £200k with no bedroom or garden.

Lots to research for them, they have enough deposit saved already but mortgage wise can't reach it, will have to see what happens.

newgirly

I rang the building society this morning as we have recently locked in to a new deal to start at the end of July, just wondered if (as I thought ) it was not possible to cancel if we wanted before it starts next month, well as expected we can't. So I'm thinking it's now not worth remortgaging elsewhere if we do end up giving money toward the flat.

I mentioned in passing to the woman from the bs on the phone that I shouldn't have paid all the offset of the mortgage a month or so ago, she said she will check if they will return it, very odd I thought! She rang back ten minutes later to say he whole £50k will be returned to the offset and added to the mortgage !!! :eek:

How is is even possible as surely you are borrowing money again? Very bizarre, I've said yes anyway although my guess is nothing will come of the flat buying scenario.

What is he point of me paying any money off the mortgage from the offset again then if you can just take it back :rotfl: makes life a lot easier in this situation though I guess so I'm grateful


Money shuffle done this month , now at a hopeful 12 month term :T

Kittenkirst

gallygirl wrote: »

NG have you seen this place? Looks right up your street
https://www.mr-foggs.com/mr-foggs-gin-parlour/


and the sister venue:
https://cahoots-london.com/

Cahoots is wonderful, but boy their cocktails are stronnnng!

Sounds like all your plans are coming together nicely