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Pay off mortgage and start having fun!
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I can always make time to spend vix

Payday yesterday :j just about to do the money shuffle now.
I will be ordering some birthday bits from Amazon today as there is £10 off a £50 spend just for the day if anyone is interested, it's only for Amazon purchases not other sellers.MFW 67 - Finally mortgage free! 💙😁0 -
Giving serious thought to ordering 135 recycled toilet rolls :rotfl:
Wonder if I can combine the offer with subscribe and save?0 -
I can't say I've been looking at loo rolls as an option on Amazon ed, but you know, enjoy if you go for it :rotfl:MFW 67 - Finally mortgage free! 💙😁0
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Didn't buy anything using the Amazon discount code this week as everything I wanted for the kids birthdays was sold by other sellers.
Money shuffle finally done, food spending way over budget now £318.40 /£200 - still less than usual by a way I guess.
Mse stuff done today:
- money shuffle and update
- stayed in so a nsd so far
- read meters and sent off
-played zizzi spin to win for points to get vouchers
- rang vodaphone to see here my refund is (5th time!) it's "on its way" again.
- worked out if I slim down the budget a smidge it's possible in theory to attempt to knock a month off with hours added at work, I'll give it a go of course , but I'm never going to finish the month I plan to anyway :rotfl:
- cashed in £4.75 on tcbMFW 67 - Finally mortgage free! 💙😁0 -
Hope your spin to win points are adding up NG.
Great list of mfw activities for Saturday.
How exciting to have 18 months left! I cannot wait to be in that position; heads down and overpayments up for us for the next ten years
First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
No they are not KK! I've just won 100 points and after it said 'this prize is not available' so today's son gone and no points to show for it, the website seems very slow too.
Thanks, it is exciting to have such a short term left now. However our house needs quite a bit of work doing which has been pushed aside for the most part so that will be a small mortgage again afterwards saving up for it all
MFW 67 - Finally mortgage free! 💙😁0 -
I'll be glad when this weekend is over, dh has been rather unpleasant to me for no real reason. I'm now sick of January, I didn't stick to budget and it didn't even end up being a dry one
Roll on March (not February, I don't like that much either!)
So in the spirit of keeping positive, plans for February:
- buy a pair of black Zara skinny jeans, it's not too taxing a plan that one I guess!
- stick to budget
- continue to lose weight (weigh ins so far this year are 2.5 lb / 1/2 lb and 1/2 lb losses and one week stayed the same) could do better but have ditched the points for eating what I want but being sensible.
- exercise more : look at online yoga as I think best friend may force me to join a class with her soon. Go walking with other friend once a week - to the coffee shop :rotfl:
- watch less tv and use iPad less, listen to music more
- meal plan more and be organised shopping rather than the haphazard late night shops which often buying us treats and me wine
-pamper myself more, manicures, face packs etc. A squirt of posh perfume on a work day helps lift my mood even if I am a scruffy mess
-be nicer to everyone
MFW 67 - Finally mortgage free! 💙😁0 -
Sorry to hear that, NG.

However, you do amuse me ... February goals = buy new clothes, listen to music and wear scent to work.
2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
I like to make my goals achievable, no point in promising to learn Russian when I can barely be bothered to hoover the stairs :rotfl:MFW 67 - Finally mortgage free! 💙😁0
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Monday plans:
- meal plan, food shop as small a small possible , near the end of the January food challenge
- meet aunt for coffee
- buy black jeans
- go to cinema with ds2
- change beds (shockingly a day late!)
-do all ironing as didn't have time at weekend
- do even more washingMFW 67 - Finally mortgage free! 💙😁0
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